Skip to content
Banking RegistryReal data. Clear answers.Data as of Oct 4, 2026
Banking RegistryReal data. Clear answers.
Community State BankPreferred Points CardRegistry illustration · issuer artwork unavailable

Preferred Points CardCommunity State Bank · NM bank, IN · FDIC 1839

CurrentLast observed Oct 4, 2026Source date Oct 4, 2026Official issuerCredit card · Consumer
Download JSONAdd to compare
Purchase APR
—
Balance transfer
—
Cash advance APR
—
Annual fee
No annual fee
a year
Foreign fee
—
Grace period
Not disclosed

Rates and fees

Product terms with exact source passages
TermValueAs printed in the sourceSource
APR for purchases—no source read
APR for balance transfers—no source read
APR for cash advances—no source read
Penalty APRafter a late or returned payment—no source read
Paying interestgrace period on new purchasesNot disclosedno source read
Annual feeNo annual feeCommunity State Bank · Page Capture Oct 4, 2026 · Captured Oct 4, 2026“No annual fee”Community State Bank · Page Capture Oct 4, 2026 · Captured Oct 4, 2026Website
Transaction fees
Cash advance—no source read
Balance transfer—no source read
Foreign transaction—no source read
Penalty fees
Late payment—no source read
Returned payment—no source read
PurchasesNot disclosed1 point per $1. See source conditions for eligible purchases.Community State Bank · Page Capture Oct 4, 2026 · Captured Oct 4, 2026“Earn 1 point for each dollar spent up to 10,000 points per month”Community State Bank · Page Capture Oct 4, 2026 · Captured Oct 4, 2026Website
Rewards conditionsPurchasesPoint posting timing is not disclosed. Point expiration is not disclosed. Redemption options: cash back, travel merchandise, retail gift cards. Earn 1 point for each dollar spent up to 10,000 points per monthCommunity State Bank · Page Capture Oct 4, 2026 · Captured Oct 4, 2026“Earn 1 point for each dollar spent up to 10,000 points per month”Community State Bank · Page Capture Oct 4, 2026 · Captured Oct 4, 2026Website
Rewards source conditionsPurchasesPoints can be redeemed for cash back, travel merchandise, and retail gift cardsCommunity State Bank · Page Capture Oct 4, 2026 · Captured Oct 4, 2026“Points can be redeemed for cash back, travel merchandise, and retail gift cards”Community State Bank · Page Capture Oct 4, 2026 · Captured Oct 4, 2026Website