Credit Human Credit UnionSecured Rewards Preferred MastercardRegistry illustration · issuer artwork unavailable
Secured Rewards Preferred MastercardCredit Human Credit Union · federal credit union, LA · NCUA 24382
CurrentLast observed Oct 14, 2026Official issuerCredit card · Consumer · Mastercard · securedNetwork stated on issuer website
Purchase APR
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Balance transfer
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Cash advance APR
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Foreign fee
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Grace period
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Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchases | — | no source read | |
| APR for balance transfers | — | no source read | |
| APR for cash advances | — | no source read | |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | — | no source read | |
| Annual fee | No annual or balance transfer feeCREDIT HUMAN · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “No annual fee”CREDIT HUMAN · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees | |||
| Cash advance | — | no source read | |
| Balance transfer | $0, No annual or balance transfer feeCREDIT HUMAN · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “No annual or balance transfer fee”CREDIT HUMAN · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Foreign transaction | — | no source read | |
| Penalty fees | |||
| Late payment | — | no source read | |
| Returned payment | — | no source read | |
| Opening conditions | Minimum $500 security deposit as collateralCREDIT HUMAN · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Minimum $500 security deposit as collateral”CREDIT HUMAN · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Opening conditions | Credit limit determined by security deposit amountCREDIT HUMAN · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Credit limit determined by security deposit amount”CREDIT HUMAN · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Opening conditions | Secured by your share accountCREDIT HUMAN · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Secured by your share account”CREDIT HUMAN · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cash back | 2% cash back. Payment timing is not disclosed. This credit card earns 2% cash back on purchasesCREDIT HUMAN · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “This credit card earns 2% cash back on purchases”CREDIT HUMAN · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |