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Banking RegistryReal data. Clear answers.Data as of Oct 14, 2026
Banking RegistryReal data. Clear answers.
Artwork source · Credit Union of Southern Ca, A Credit Union ↗

VISA CU SoCal TopazCredit Union of Southern Ca, A Credit Union · federal credit union, AZ · NCUA 24983

CurrentLast observed Oct 14, 2026Source date Oct 14, 2026Official issuerCredit card · Consumer · VisaNetwork stated on issuer website
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Purchase APR
11.15%–18.15%
Balance transfer
11.15%–18.15%
Cash advance APR
—
Annual fee
CU SoCal credit cards feature no annual fee and a 25-day grace period on all purchases (when balance is paid in full each month).
a year
Foreign fee
—
Grace period
—

Rates and fees

Product terms with exact source passages
TermValueAs printed in the sourceSource
APR for purchases11.15%–18.15%CREDIT UNION OF SOUTHERN CA, A · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“11.15% - 18.15%”CREDIT UNION OF SOUTHERN CA, A · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR for balance transfers11.15%–18.15%CREDIT UNION OF SOUTHERN CA, A · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“11.15% - 18.15%”CREDIT UNION OF SOUTHERN CA, A · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR for cash advances—no source read
Penalty APRafter a late or returned payment—no source read
Paying interestgrace period on new purchases—no source read
Annual feeCU SoCal credit cards feature no annual fee and a 25-day grace period on all purchases (when balance is paid in full each month).CREDIT UNION OF SOUTHERN CA, A · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“CU SoCal credit cards feature no annual fee and a 25-day grace period on all purchases (when balance is paid in full each month).”CREDIT UNION OF SOUTHERN CA, A · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Transaction fees
Cash advance—no source read
Balance transfer2% of the amount, 2%CREDIT UNION OF SOUTHERN CA, A · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“2%”CREDIT UNION OF SOUTHERN CA, A · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Foreign transaction—no source read
Penalty fees
Late payment—no source read
Returned payment—no source read
APR qualificationsBalance transfer · Regular; Purchase · Regular 11.15% - 18.15% CREDIT UNION OF SOUTHERN CA, A · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“11.15% - 18.15%”CREDIT UNION OF SOUTHERN CA, A · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website