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Banking RegistryReal data. Clear answers.Data as of Oct 4, 2026
Cumberland Valley National Bank & Trust CompanyHome Equity Line of CreditRegistry illustration · issuer artwork unavailable

Home Equity Line of CreditCumberland Valley National Bank & Trust Company · N bank, KY · FDIC 2691

CurrentLast observed Oct 4, 2026Source date Oct 4, 2026Official issuerHome equity line of credit · Consumer
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Access to fundsHome Equity Line of Credit With a CVNB HELOC, You’re Not just Borrowing Money, You’re Investing in your Dreams! At CVNB, we understand that life comes with big dreams and big expenses. Whether you’re planning a stunning wedding, funding a top-tier education, or finally starting that major home renovation, our Home Equity Line of Credit (HELOC) provides the financial flexibility you need. A HELOC is One of the Most Affordable Ways to Borrow and You Can Use it for Anything, Including: Home Improvement Projects Debt Consolidation or Pay Off Bills Pay for Large Purchases Like Weddings Have Access to Money for Emergencies Apply for a HELOC Online! We’re excited to announce that applying for a HELOC is now easier than ever with our new online application feature. No need to visit a branch; you can start right from your home: Apply Anywhere, Anytime! Our online application process is available 24/7, so you can apply when it’s convenient for you. Fill out the application in just 5 minutes and let us handle the rest. We’ll get back to you quickly with a decision. Your personal information is protected with top-notch security measures throughout the application process. Applying for your Home Equity Line of Credit is straightforward. Fill out the application online with your details, submit and relax! Our team will review your application and reach out with the next steps. Apply for a HELOC Online Our HELOC provides financing up to $100,000.00, with a maximum Loan to Value (LTV) of 85%. For loans equal to or below $100,000, no closing costs are incurred if the borrower maintains a primary checking account with CVNB. However, in cases where the loan amount exceeds $100,000.00, both CVNB customers and non-customers are subject to an additional expense for title insurance. Should the borrower not meet the criteria to qualify for no closing costs, the actual closing costs will be applicable. After the initial year, a $25.00 annual fee will be assessed. Additionally, a prepayment penalty of $200.00 applies during the first three (3) years of the loan if the HELOC is paid off and subsequently terminated. In the event of late payment, a fee of 5% of the monthly payment or $19.50, whichever is greater, will be charged if the payment is 10 days overdue. Please be advised that loan approval is contingent upon underwriting and approval processes, and further restrictions may apply. The interest rate is determined by the credit score of the borrower(s). Credit Score Wall Street Journal Prime Rate Greater than 725+ - 0.25% 660 — 749 Prime 659 — 630 Prime + 0.50% Below 629 Prime + 1.0% Check Today's RatesWithheldCumberland Valley National Bank & Trust Company · Page Capture Oct 4, 2026 · Captured Oct 4, 2026“Home Equity Line of Credit”Cumberland Valley National Bank & Trust Company · Page Capture Oct 4, 2026 · Captured Oct 4, 2026Website