Visa Credit Card Application Disclosures
P.O. Box 9002
West Jordan, UT 84084
www.cypruscu.com
INTEREST RATES AND INTEREST CHARGES
Annual Percentage Rate (APR) for Purchases and Balance Transfers · Visa Platinum · Visa Share Secured
0.00 % Introductory APR* for 6 billing cycles. After that, your APR will be: 00.00 % - 00.00 % based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Visa Platinum Rewards 00.00 % - 00.00 % based on your creditworthiness. This APR will · 0.00 % Introductory APR* for 6 billing cycles. After that, your APR will be: 0.00 % This APR will vary with the market based on the Prime Rate. 00.00
Visa Platinum Cash Back Rewards 00.00 % - 00.00 % based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Annual Percentage Rate (APR) for Cash Advances · 00.00%
Paying Interest · Your due date is at least 25 days after the close of each billing cycle. We will not charge any interest on the portion of the purchases balance that you pay by the due date each month. We will begin charging interest on cash advances and bal- ance transfers on the transaction date.
Minimum Interest Charge · None
For Credit Card Tips from the Consumer Financial Protection Bureau · To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at: http://www.consumerfinance.gov/learnmore.
FEES
Annual Fee · None
Transaction Fees • Cash Advance Fee • Balance Transfer Fee · None None
Penalty Fees • Late Payment Fee · Up to $29
How We Will Calculate Your Balance : We use a method called 'average daily balance' (including new purchases). See your account agreement for further details. The above rates and fees are effective as of 0 6 /01/202 3 .
*Introductory Promotional Rate only applies to the VISA Platinum and the VISA Share Secured. The 0% promotion does not apply to those members with an existing VISA.
