Dade County Credit UnionSTUDENT VISARegistry illustration · issuer artwork unavailable

STUDENT VISADade County Credit Union · federal credit union, FL · NCUA 24508

CurrentLast observed Oct 14, 2026Source date Oct 14, 2026Official issuerCredit card · Consumer

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Purchase APR

13.65%

variable

Balance transfer

13.65%

variable

Cash advance APR

13.65%

variable

Annual fee

—

Foreign fee

1.50%

of the amount

Grace period

—

Product terms with exact source passages
Term	Value	As printed in the source	Source
APR for purchases	13.65% variableDADE COUNTY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“13.65%”DADE COUNTY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
APR for balance transfers	13.65% variableDADE COUNTY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“13.65%”DADE COUNTY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
APR for cash advances	13.65% variableDADE COUNTY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“13.65%”DADE COUNTY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
Penalty APRafter a late or returned payment	—	no source read
Paying interestgrace period on new purchases	—	no source read
Minimum interest charge	$0DADE COUNTY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“None”DADE COUNTY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
Annual fee	—	no source read
Transaction fees
Cash advance	—	no source read
Balance transfer	—	no source read
Foreign transaction	1.50% of the amount, 1.50%DADE COUNTY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“1.50%”DADE COUNTY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
Penalty fees
Late payment	up to $35 — $35.00DADE COUNTY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“$35.00”DADE COUNTY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
Returned payment	up to $35 — $35.00DADE COUNTY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“$35.00”DADE COUNTY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
Other fees	up to $35 — $35.00DADE COUNTY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“$35.00”DADE COUNTY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
APR qualificationsBalance transfer · Regular; Cash advance · Regular; Purchase · Regular	13.65%DADE COUNTY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“13.65%”DADE COUNTY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website

Student Visa Application and Solicitation Disclosurepage 1 of 1

DADE COUNTY FEDERAL CREDIT UNION

1500 NW 107th Ave Doral, FL 33172 (305) 471-5080 (800) 299-7147 Fax: (786) 845-3150 www.dcfcu.org

STUDENT VISA APPLICATION AND SOLICITATION DISCLOSURE

Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases · 10 . 65 %to 17.90% This APR will vary with the market based on the Prime Rate. Penalty APR and When it Applies · None Minimum Interest Charge · None How to Avoid Paying Interest on Purchases · Your due date is at least 25 days after the close of each billing cycle. We do not charge you interest on purchases if you pay your entire balance by the due date each month. For Credit Card Tips from the Consumer Financial Protection Bureau · To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.co n sumerfinance.gov/learnmore Fees Transaction Fees Foreign Transaction Fee · 1.50% of each transaction in U.S. dollars Penalty Fees Late Payment Fee Over-the-Credit Limit Fee Returned Payment Fee · Up to $35.00 Up to $35.00 Up to $35.00

How We Will Calculate Your Balance. We use a method called 'average daily balance (including new purchases).'

Effective Date. The information about the costs of the card described in this application is accurate as of January 1, 2010 . This information may have changed after that date. To find out what may have changed, contact the Credit Union.

OTHER DISCLOSURES

Late Payment Fee

Over-the-Credit-Limit-Fee

Returned Payment Fee

Replacement Card Fee Statement Copy Fee Rush Fee

$25.00 or the amount of the required minimum payment, whichever is less. In the event you fail to make a payment on time in any of the six (6) billing cycles following the violation, you will be charged $35.00 or the amount of the required minimum payment, whichever is less.

$25.00 or the amount of the transaction exceeding your credit limit, whichever is less. In the event you exceed your credit limit in any of the six (6) billing cycles following the violation, you will be charged $35.00 or the amount of the required minimum payment, whichever is less, if new balance less any fees is more than $1.00 over your credit limit.

$25.00 or the amount of the required minimum payment, whichever is less. In the event a payment is returned in any of the six (6) billing cycles following the violation, you will be charged $35.00 or the amount of the required minimum payment.

$10.00 per card $2.00 $25.00

1No page of this document is cited by this card

Archived Aug 23, 2026Open full document

Sources and dates

Contractual terms come from retained issuer disclosures. Historical cohort statistics come from the CFPB survey and do not change the issuer's terms.

Issuer disclosures and source details

Exact passages support the published terms or show additional details that remain unresolved.

DADE COUNTY
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:ed24f30d946eec267736570ae555bb0d5ffbd82a41278ed0e14a311626cf598d
“13.65%”
Open source link ↗
DADE COUNTY
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:ed24f30d946eec267736570ae555bb0d5ffbd82a41278ed0e14a311626cf598d
“1.50%”
Open source link ↗
DADE COUNTY
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:ed24f30d946eec267736570ae555bb0d5ffbd82a41278ed0e14a311626cf598d
“$35.00”
Open source link ↗
DADE COUNTY
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:ed24f30d946eec267736570ae555bb0d5ffbd82a41278ed0e14a311626cf598d
“$35.00”
Open source link ↗
DADE COUNTY
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:ed24f30d946eec267736570ae555bb0d5ffbd82a41278ed0e14a311626cf598d
“$35.00”
Open source link ↗
DADE COUNTY
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:ed24f30d946eec267736570ae555bb0d5ffbd82a41278ed0e14a311626cf598d
“None”
Open source link ↗

History

dates on sources or when they were captured

Oct 14, 2026: Balance transfer APR, Cash advance APR, Foreign transaction fee, Late payment fee, Over limit fee, Purchase APR, Returned payment fee

Offered through: Dade County Credit Union
Legal issuer: Not established by retained evidence
Regulator: NCUA charter 24508
Branches: 11 in FL
Sources: Official issuer · 2 documents · 0 pages cited

Documents

Student Visa Application and Solicitation Disclosureeffective date not parsed
Student Visa Credit Card Agreementeffective date not parsed

STUDENT VISADade County Credit Union · federal credit union, FL · NCUA 24508

Rates and fees