Artwork source · Dade County Credit Union ↗

VISA PLATINUMDade County Credit Union

CurrentLast observed Oct 14, 2026Official issuerCredit card · Consumer · VisaNetwork stated on issuer website

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Purchase APR

—

Balance transfer

—

Cash advance APR

—

Annual fee

There is no annual fee on your DCFCU Visa Platinum Credit Card.

a year

Foreign fee

—

Grace period

—

Product terms with exact source passages
Term	Value	As printed in the source	Source
APR for purchases	—	no source read
APR for balance transfers	—	no source read
APR for cash advances	—	no source read
Penalty APRafter a late or returned payment	—	no source read
Paying interestgrace period on new purchases	—	no source read
Annual fee	There is no annual fee on your DCFCU Visa Platinum Credit Card.DADE COUNTY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“There is no annual fee on your DCFCU Visa Platinum Credit Card.”DADE COUNTY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
Transaction fees
Cash advance	—	no source read
Balance transfer	$0, No Balance Transfer FeeDADE COUNTY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“No Balance Transfer Fee”DADE COUNTY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
Foreign transaction	—	no source read
Penalty fees
Late payment	—	no source read
Returned payment	—	no source read
Opening conditions	*Loan programs, rates, and terms may change or be discontinued at any time without notice. Reward points are not valid on cash advances/ATM transactions. Membership is required.DADE COUNTY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“*Loan programs, rates, and terms may change or be discontinued at any time without notice. Reward points are not valid on cash advances/ATM transactions. Membership is required.”DADE COUNTY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website

Visa Platinum and Visa Secured Application and Solicitation Disclosurepage 1 of 1

DADE COUNTY FEDERAL CREDIT UNION

1500 NW 107th Ave Doral, FL 33172

VISA PLATINUM AND VISA SECURED APPLICATION AND SOLICITATION DISCLOSURE

(305) 471-5080 (800) 299-7147 Fax: (786) 845-3150 www.dcfcu.org

Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases · Visa Platinum 8 . 65 % to 17.90% when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Visa Secured 1 3 . 65 %to 17.90% This APR will vary with the market based on the Prime Rate. APR for Cash Advances · Visa Platinum 8 . 65 % to 17.90% when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Visa Secured 1 3 . 65 %to 17.90% This APR will vary with the market based on the Prime Rate. APR for Balance Transfers · Visa Platinum 8 . 65 % to 17.90% when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Visa Secured 1 3 . 65 %to 17.90% This APR will vary with the market based on the Prime Rate. Penalty APR and When it Applies · None Minimum Interest Charge · None How to Avoid Paying Interest on Purchases · Your due date is at least 25 days after the close of each billing cycle. We do not charge you interest on purchases if you pay your entire balance by the due date each month. For Credit Card Tips from the Consumer Financial Protection Bureau · To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.co n sumerfinance.gov/learnmore Fees Transaction Fees Cash Advance Fee Foreign Transaction Fee · $5.00 or 2.00% of the advance (Maximum Fee: $100.00 ) 1.50% of each transaction in U.S. dollars Penalty Fees Late Payment Fee Over-the-Credit Limit Fee Returned Payment Fee · Up to $35.00 Up to $35.00 Up to $35.00

How We Will Calculate Your Balance. We use a method called 'average daily balance (including new purchases).'

Effective Date. The information about the costs of the card described in this application is accurate as of January 1, 2010 . This information may have changed after that date. To find out what may have changed, contact the Credit Union.

OTHER DISCLOSURES

Late Payment Fee

Over-the-Credit Limit Fee

Returned Payment Fee

Replacement Card Fee Statement Copy Fee Rush Fee

$25.00 or the amount of the required minimum payment, whichever is less. In the event you fail to make a payment on time in any of the six (6) billing cycles following the violation, you will be charged $35.00 or the amount of the required minimum payment, whichever is less.

$25.00 or the amount of the transaction exceeding your credit limit, whichever is less. In the event you exceed your credit limit in any of the six (6) billing cycles following the violation, you will be charged $35.00 or the amount of the required minimum payment, whichever is less, if new balance less any fees is more than $1.00 over your credit limit. $25.00 or the amount of the required minimum payment, whichever is less. In the event a payment is returned in any of the six (6) billing cycles following the violation, you will be charged $35.00 or the amount of the required minimum payment.

$10.00 per card $2.00 $25.00

1No page of this document is cited by this card

Archived Aug 23, 2026Open full document

Sources and dates

Contractual terms come from retained issuer disclosures. Historical cohort statistics come from the CFPB survey and do not change the issuer's terms.

Issuer disclosures and source details

Exact passages support the published terms or show additional details that remain unresolved.

DADE COUNTY
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:ac683ac3ed3c6eb6483974bd66079c4ce19e4fd0d15038accc96c5d5363f0115
“There is no annual fee on your DCFCU Visa Platinum Credit Card.”
Open source link ↗
DADE COUNTY
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:ac683ac3ed3c6eb6483974bd66079c4ce19e4fd0d15038accc96c5d5363f0115
“No Balance Transfer Fee”
Open source link ↗
DADE COUNTY
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:ac683ac3ed3c6eb6483974bd66079c4ce19e4fd0d15038accc96c5d5363f0115
“Apply for a Visa Platinum Credit Card”
Open source link ↗
DADE COUNTY
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:ac683ac3ed3c6eb6483974bd66079c4ce19e4fd0d15038accc96c5d5363f0115
“*Loan programs, rates, and terms may change or be discontinued at any time without notice. Reward points are not valid on cash advances/ATM transactions. Membership is required.”
Open source link ↗
DADE COUNTY
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:ac683ac3ed3c6eb6483974bd66079c4ce19e4fd0d15038accc96c5d5363f0115
“Reward Points for Every Dollar Spent”
Additional source detail; structured values remain unknown. Rewards are stated but no numerical points-per-dollar rate is disclosed.
Open source link ↗
DADE COUNTY
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:ac683ac3ed3c6eb6483974bd66079c4ce19e4fd0d15038accc96c5d5363f0115
“Your DCFCU Visa® Platinum Credit Card is recognized and honored in business establishments and financial institutions worldwide.”
Open source link ↗

History

dates on sources or when they were captured

Oct 14, 2026: Annual fee, Balance transfer fee, Issuer link

Offered through: Dade County Credit Union
Legal issuer: Not established by retained evidence
Sources: Official issuer · 2 documents · 0 pages cited

Documents

Visa Platinum and Visa Secured Application and Solicitation Disclosureeffective date not parsedName declaration: VISA PLATINUM · page 1
Visa Platinum and Visa Secured Credit Card Agreementeffective date not parsedName declaration: VISA PLATINUM · page 1

VISA PLATINUMDade County Credit Union

Rates and fees