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Banking RegistryReal data. Clear answers.Data as of Aug 31, 2026
Del-One Credit UnionBusiness VisaRegistry illustration · issuer artwork unavailable

Business VisaDel-One Credit Union · federal credit union, DE · NCUA 13919

CurrentLast observed Aug 31, 2026Source date Dec 31, 2025Government datasetCredit card · Consumer · unsecured
Purchase APR
fixed
Balance transfer
—
Cash advance APR
fixed
Annual fee
a year
Foreign fee
of the amount
Grace period
Not offered
from cycle close

Rates and fees

Product terms with exact source passages
TermValueAs printed in the sourceSource
APR for purchasesintroductory rate first
IntroductoryNoneConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026—Website
15.90%Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026—Website
APR for balance transfersNoneConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026—Website
APR for cash advances15.90%Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026—Website
Penalty APRafter a late or returned payment—no source read
Paying interestgrace period on new purchasesNot offered from the close of each billing cycle——
How we calculate your balanceAverage daily balance including new purchases——
Annual fee$0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026—Website
Transaction fees
Cash advance3% of the amount, minimum $10Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026—Website
Balance transfer$0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026—Website
Foreign transaction1% of the amountConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026—Website
Penalty fees
First late fee$35Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026—Website
Repeat late fee within six billing cycles$35Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026—Website
Returned payment—no source read
Other fees
Returned Payments$35, When a check or other negotiable instrument used for payment is returned unpaid.Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026—Website
Balance Transfer Returned Check$10, When a check used for balance transfer is returned unpaidConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026—Website
Statement copy fee$1, Anytime a statement copy is requestedConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026—Website
Sales Draft Fee$5, Anytime a sales draft is requestedConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026—Website
Over limit$0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026—Website
Purchase transaction$0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026—Website
Opening conditionsMember business must qualify for membership with Del-One.Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026—Website