Visa SignatureDelta Community Credit Union · state credit union, GA · NCUA 66357
CurrentLast observed Oct 14, 2026Official issuerCredit card · Consumer
Purchase APR
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Balance transfer
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Cash advance APR
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Foreign fee
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Grace period
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Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchases | — | no source read | |
| APR for balance transfers | — | no source read | |
| APR for cash advances | — | no source read | |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | — | no source read | |
| Annual fee | No annual feeDELTA COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “No annual fee”DELTA COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees | |||
| Cash advance | — | no source read | |
| Balance transfer | — | no source read | |
| Foreign transaction | — | no source read | |
| Penalty fees | |||
| Late payment | — | no source read | |
| Returned payment | — | no source read | |
| Signup bonuspoints award | 15,000 points. Spend $3,500 on eligible purchases. Qualify within 90 days after account opening. Award posting timing is not disclosed. Offer expiration not disclosed. The 15,000 Reward Points will be awarded if you spend a net total of $3,500 in signature-based purchase transaction (without the use of a PIN) minus return transactions within 90 days of account opening. Balance transfers and cash advances do not count toward spend requirement. To qualify, purchases must post within 90 days of account opening. You will not qualify for this offer if you are in default of your Delta Community Visa Consumer Credit Card agreement. To receive points, account must be in good standing, with deposit balances above zero dollars; any applicable loan payments current; and all accounts in compliance with any other terms, conditions and governing requirements.DELTA COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “The 15,000 Reward Points will be awarded if you spend a net total of $3,500 in signature-based purchase transaction (without the use of a PIN) minus return transactions within 90 days of account opening. Balance transfers and cash advances do not count toward spend requirement. To qualify, purchases must post within 90 days of account opening. You will not qualify for this offer if you are in def…”DELTA COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Purchase rewardsNot disclosed | 1.5 points per $1. See source conditions for eligible purchases.DELTA COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Earn 1.5x Reward Points per $1 spent on all eligible purchases—that’s equivalent to 1.5% Cash Back!”DELTA COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Rewards conditionsPurchase rewards | Point posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. Earn 1.5x Reward Points per $1 spent on all eligible purchases—that’s equivalent to 1.5% Cash Back!DELTA COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Earn 1.5x Reward Points per $1 spent on all eligible purchases—that’s equivalent to 1.5% Cash Back!”DELTA COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |