Directions Credit UnionVISA Cash BackRegistry illustration · issuer artwork unavailable
VISA Cash BackDirections Credit Union · state credit union, MI · NCUA 60978
CurrentLast observed Oct 15, 2026Official issuerCredit card · Consumer · VisaNetwork stated on issuer website
Purchase APR
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Balance transfer
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Cash advance APR
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Grace period
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Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchases | — | no source read | |
| APR for balance transfers | — | no source read | |
| APR for cash advances | — | no source read | |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | — | no source read | |
| Annual fee | NoDIRECTIONS · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | “No”DIRECTIONS · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |
| Transaction fees | |||
| Cash advance | $0, NoneDIRECTIONS · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | “None”DIRECTIONS · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |
| Balance transfer | $0, NoneDIRECTIONS · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | “None”DIRECTIONS · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |
| Foreign transaction | 1% of the amount, 1% feeDIRECTIONS · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | “1% fee”DIRECTIONS · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |
| Penalty fees | |||
| Late payment | $25, $25DIRECTIONS · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | “$25”DIRECTIONS · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |
| Returned payment | $25, $25DIRECTIONS · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | “$25”DIRECTIONS · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |
| Cash back | 1.50% cash back. Payment timing is not disclosed. The Directions VISA Cash Back Credit Card earns unlimited 1.5% cash back on every purchase. Members can enjoy the freedom to redeem their cash back on demand or set up automatic recurring rebates.DIRECTIONS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “The Directions VISA Cash Back Credit Card earns unlimited 1.5% cash back on every purchase. Members can enjoy the freedom to redeem their cash back on demand or set up automatic recurring rebates.”DIRECTIONS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cash back | 1.50% cash back. Payment timing is not disclosed. Earn unlimited 1.5% Cash Back on all purchases with a low fixed rate.DIRECTIONS · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | “Earn unlimited 1.5% Cash Back on all purchases with a low fixed rate.”DIRECTIONS · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |
| Cash back | 1.50% cash back. Payment timing is not disclosed. Earn unlimited 1.5% Cash Back on all purchases with a low fixed rate.DIRECTIONS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Earn unlimited 1.5% Cash Back on all purchases with a low fixed rate.”DIRECTIONS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cash signup bonus | $50 cash award. After $3,000 in qualifying purchases. Purchases must qualify within 90 days of account opening. Payment timing is not disclosed. $50 cash bonus when $3,000 purchased in the first 90 daysDIRECTIONS · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | “$50 cash bonus when $3,000 purchased in the first 90 days”DIRECTIONS · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |
| Cash signup bonus | $50 cash award. After $3,000 in qualifying purchases. Purchases must qualify within 90 days of account opening. Payment timing is not disclosed. $50 cash bonus when $3,000 purchased in the first 90 daysDIRECTIONS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “$50 cash bonus when $3,000 purchased in the first 90 days”DIRECTIONS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |