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Banking RegistryReal data. Clear answers.Data as of Oct 15, 2026
Banking RegistryReal data. Clear answers.
Directions Credit UnionVisa ClassicRegistry illustration · issuer artwork unavailable

Visa ClassicDirections Credit Union · state credit union, MI · NCUA 60978

CurrentLast observed Oct 15, 2026Official issuerCredit card · Consumer · VisaNetwork stated on issuer website
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Purchase APR
—
Balance transfer
—
Cash advance APR
—
Annual fee
No
a year
Foreign fee
1%
of the amount
Grace period
—

Rates and fees

Product terms with exact source passages
TermValueAs printed in the sourceSource
APR for purchases—no source read
APR for balance transfers—no source read
APR for cash advances—no source read
Penalty APRafter a late or returned payment—no source read
Paying interestgrace period on new purchases—no source read
Annual feeNoDIRECTIONS · Page Capture Oct 15, 2026 · Captured Oct 15, 2026“No”DIRECTIONS · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
Transaction fees
Cash advance$0, NoneDIRECTIONS · Page Capture Oct 15, 2026 · Captured Oct 15, 2026“None”DIRECTIONS · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
Balance transfer$0, NoneDIRECTIONS · Page Capture Oct 15, 2026 · Captured Oct 15, 2026“None”DIRECTIONS · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
Foreign transaction1% of the amount, 1% feeDIRECTIONS · Page Capture Oct 15, 2026 · Captured Oct 15, 2026“1% fee”DIRECTIONS · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
Penalty fees
Late payment$25, $25DIRECTIONS · Page Capture Oct 15, 2026 · Captured Oct 15, 2026“$25”DIRECTIONS · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
Returned payment$25, $25DIRECTIONS · Page Capture Oct 15, 2026 · Captured Oct 15, 2026“$25”DIRECTIONS · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website