Product terms with exact source passages
Term	Value	As printed in the source	Source
APR for purchases	15.74% variableDollar Bank, Federal Savings Bank · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	“15.74% ThisAPR will vary with the market based on the Prime Rate.”Dollar Bank, Federal Savings Bank · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	p. 1
APR for balance transfers	15.74% variableDollar Bank, Federal Savings Bank · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	“15.74% ThisAPR will vary with the market based on the Prime Rate.”Dollar Bank, Federal Savings Bank · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	p. 1
APR for cash advances	19.74% variableDollar Bank, Federal Savings Bank · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	“19.74% ThisAPR will vary with the market based on the Prime Rate.”Dollar Bank, Federal Savings Bank · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	p. 1
Penalty APRafter a late or returned payment	—	no source read
Paying interestgrace period on new purchases	—	no source read
Annual fee	—	no source read
Transaction fees
Cash advance	—	no source read
Balance transfer	—	no source read
Foreign transaction	—	no source read
Penalty fees
Late payment	up to $35 — b. Late Payment Fee.Dollar Bank, Federal Savings Bank · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	“Up to $35.00”Dollar Bank, Federal Savings Bank · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	p. 1
Returned payment	up to $35Dollar Bank, Federal Savings Bank · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	“Up to $35.00”Dollar Bank, Federal Savings Bank · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	p. 1

Secured Credit Card Disclosure Effective 2-1-26page 1 of 5

Secured Credit Card - Variable Rate Line of Credit Agreement - Pricing Information

There are two parts to this Credit Card Agreement: Dollar Bank Pricing Information and the Dollar Bank Account Agreement .

Pricing Information Annual Percentage Rate (APR) for Purchases · 15.74% ThisAPR will vary with the market based on the Prime Rate. APR for Balance Transfers · 15.74% ThisAPR will vary with the market based on the Prime Rate. APR for Cash Advances · 19.74% ThisAPR will vary with the market based on the Prime Rate. How to Avoid Paying Interest on Purchases · Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. Minimum Finance Charge · If you are charged interest, the charge will be no less than $0.50. For Credit Card Tips from the Consumer Financial Protection Bureau · To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at: https://www.consumerfinance.gov/learnmore.

Fees

Annual Fee · $15.00 Transaction Fees • Balance Transfer • Cash Advance • Foreign Transaction · Either $5.00 or 3% of the transfer, whichever is greater. Maximum fee is $150.00. Either $5.00 or 3% of the cash advance, whichever is greater. 3% of the $US value of each transaction. $0.50 minimum. Penalty Fees • Late Payment • Returned Payment · Up to $35.00 Up to $35.00

Information is current as of February 1, 2026 and may change thereafter. For details, call 1-800-242-2265.

Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.

Regular rates may be capped by applicable State Usury Limits. For active duty service members and their dependents, please see item 25 of this agreement for the Military Lending Act disclosures. How We Will Calculate Your Balance: We use a method called 'average daily balance' (including new purchases). See this account agreement for more details.

1 2 3 4 5Page 1 is cited

Archived Aug 23, 2026Open full document

Sources and dates

Contractual terms come from retained issuer disclosures. Historical cohort statistics come from the CFPB survey and do not change the issuer's terms.

Issuer disclosures and source details

Exact passages support the published terms or show additional details that remain unresolved.

Dollar Bank, Federal Savings Bank
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“15.74% ThisAPR will vary with the market based on the Prime Rate.”
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Dollar Bank, Federal Savings Bank
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“19.74% ThisAPR will vary with the market based on the Prime Rate.”
Read exact source ↗
Dollar Bank, Federal Savings Bank
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“15.74% ThisAPR will vary with the market based on the Prime Rate.”
Read exact source ↗
Dollar Bank, Federal Savings Bank
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“Up to $35.00”
Read exact source ↗
Dollar Bank, Federal Savings Bank
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“Up to $35.00”
Read exact source ↗
Dollar Bank, Federal Savings Bank
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.”
Additional source detail; structured values remain unknown. This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.
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History

dates on sources or when they were captured

Aug 23, 2026: Balance transfer APR, Cash advance APR, Late payment fee, Purchase APR, Returned payment fee

Offered through: Dollar Bank, Federal Savings Bank
Legal issuer: Not established by retained evidence
Regulator: FDIC certificate 32245
Branches: 91 in MD, OH, PA, VA
Sources: Official issuer · 1 document · 1 page cited

Documents

Secured Credit Card Disclosure Effective 2-1-26effective date not parsed

Secured Credit CardDollar Bank, Federal Savings Bank · SB bank, MD · FDIC 32245

Rates and fees