Downeast Credit Union

Visa Platinum

APR for purchasesIntroductory rate shown first.: Not offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:down-east-credit-union:visa-platinum
All applicants11.90%–17.90%Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:down-east-credit-union:visa-platinum
No credit score16.90%Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:down-east-credit-union:visa-platinum
Credit score 619 or less17.90%Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:down-east-credit-union:visa-platinum
Credit scores from 620 to 71912.90%Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:down-east-credit-union:visa-platinum
Credit score of 720 or greater11.90%Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:down-east-credit-union:visa-platinum
APR for balance transfers: 0%Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:down-east-credit-union:visa-platinum
APR for cash advances: 11.90%–17.90%Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:down-east-credit-union:visa-platinum
Penalty APRCharged after a late or returned payment.: —
Paying interestThe grace period on new purchases.: 25 days from the close of each billing cycleConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:down-east-credit-union:visa-platinum
Annual fee: AnnualNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:down-east-credit-union:visa-platinum
Transaction fees: Cash advanceNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:down-east-credit-union:visa-platinum
Balance transfer4% of the amountConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:down-east-credit-union:visa-platinum
Foreign transaction1% of the amountConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:down-east-credit-union:visa-platinum
Penalty fees: First late fee$32Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:down-east-credit-union:visa-platinum
Returned payment—
Other fees: None disclosedNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:down-east-credit-union:visa-platinum
Over limitNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:down-east-credit-union:visa-platinum
Purchase transactionNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:down-east-credit-union:visa-platinum
Balance transfer termsHow long a transfer may be requested for, and how much may be moved.: Grace period on transfersYesConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:down-east-credit-union:visa-platinum
Source: Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:down-east-credit-union:visa-platinum · captured 2026-09-06