Educational Employees Credit UnionGolden Owl Visa cardRegistry illustration · issuer artwork unavailable
Golden Owl Visa cardEducational Employees Credit Union · state credit union, CA · NCUA 60520
CurrentLast observed Oct 14, 2026Official issuerCredit card · Consumer · VisaNetwork stated on issuer website
Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchases | — | no source read | |
| APR for balance transfers | — | no source read | |
| APR for cash advances | — | no source read | |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | — | no source read | |
| Minimum interest charge | $0.50EDUCATIONAL EMPLOYEES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “If you are charged interest, the charge will be no less than $0.50.”EDUCATIONAL EMPLOYEES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Annual fee | NoneEDUCATIONAL EMPLOYEES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “None”EDUCATIONAL EMPLOYEES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees | |||
| Cash advance | — | no source read | |
| Balance transfer | — | no source read | |
| Foreign transaction | — | no source read | |
| Penalty fees | |||
| Late payment | — | no source read | |
| Returned payment | — | no source read | |
| Opening conditions | *The Golden Owl Visa card offers exclusive benefits for our members aged 62 or older.EDUCATIONAL EMPLOYEES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “*The Golden Owl Visa card offers exclusive benefits for our members aged 62 or older.”EDUCATIONAL EMPLOYEES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |