Elements Financial Credit UnionBusiness Rewards VisaRegistry illustration · issuer artwork unavailable
Business Rewards VisaElements Financial Credit Union · federal credit union, IN · NCUA 22468
CurrentLast observed Oct 13, 2026Official issuerCredit card · Business · VisaNetwork stated on issuer website
Purchase APR
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Balance transfer
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Cash advance APR
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Foreign fee
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Grace period
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Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchases | — | no source read | |
| APR for balance transfers | — | no source read | |
| APR for cash advances | — | no source read | |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | — | no source read | |
| Annual fee | No Annual FeeELEMENTS FINANCIAL · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “No Annual Fee”ELEMENTS FINANCIAL · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Transaction fees | |||
| Cash advance | — | no source read | |
| Balance transfer | — | no source read | |
| Foreign transaction | — | no source read | |
| Penalty fees | |||
| Late payment | — | no source read | |
| Returned payment | — | no source read | |
| Cash back | 1% cash back. Payment timing is not disclosed. Earn 1% cash back automatically for your everyday purchasesELEMENTS FINANCIAL · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “Earn 1% cash back automatically for your everyday purchases”ELEMENTS FINANCIAL · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Cashback qualificationsCash back | 1% cash back on every eligible purchase. No enrollment required. All cardholders are eligible when they make their first eligible purchase. Eligible purchases are net purchases (reduced by merchant returns and adjustments). Purchases do not include cash advances, balance card transfers, use of convenience checks and are exclusive of any fees and finance charges we impose. Cash back rewards are payable to you by reducing your credit card balance. However, rewards will not reduce the monthly payment amount unless the total credit card balance is less than the payable cash back reward amount. The rewards are effective the date you become eligible for the program and are payable as per the billing cycle end-date printed on your statement. Cash back reward amounts less than $25 will not be paid during a billing cycle. Rewards will accumulate and will be payable to you once your reward balance is $25 or more. If a reward balance is less than $25, it will expire 5 years from the month earned. Eligibility is restricted to accounts that are open and in good standing. Any accumulated points will be forfeited if the account is closed before the next $25 increment is paid. Additional terms and conditions may apply.ELEMENTS FINANCIAL · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “1% cash back on every eligible purchase. No enrollment required. All cardholders are eligible when they make their first eligible purchase. Eligible purchases are net purchases (reduced by merchant returns and adjustments). Purchases do not include cash advances, balance card transfers, use of convenience checks and are exclusive of any fees and finance charges we impose. Cash back rewards are pa…”ELEMENTS FINANCIAL · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |