Everwise Credit UnionVISA ACCELERATERegistry illustration · issuer artwork unavailable
VISA ACCELERATEEverwise Credit Union · state credit union, IN · NCUA 60060
CurrentLast observed Oct 14, 2026Source date Oct 14, 2026Official issuerCredit card · Consumer · Visa · securedNetwork stated on issuer websiteFiled as “EVERWISE VISA ACCELERATE”
Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchases | 19.99%EVERWISE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “19.99%”EVERWISE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR for balance transfers | — | no source read | |
| APR for cash advances | 19.99%EVERWISE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “19.99%”EVERWISE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | — | no source read | |
| Minimum interest charge | $0.50EVERWISE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “If you are charged interest, the charge will be no less than $0.50.”EVERWISE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Annual fee | — | no source read | |
| Transaction fees | |||
| Cash advance | — | no source read | |
| Balance transfer | — | no source read | |
| Foreign transaction | — | no source read | |
| Penalty fees | |||
| Late payment | — | no source read | |
| Returned payment | — | no source read | |
| APR qualificationsCash advance · Regular; Purchase · Regular | 19.99%EVERWISE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “19.99%”EVERWISE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |