Visa Signature Cash Back Credit CardFedchoice Credit Union · federal credit union, DC · NCUA 150
CurrentLast observed Oct 14, 2026Source date Oct 14, 2026Official issuerCredit card · Consumer
Balance transfer
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Cash advance APR
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Foreign fee
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Grace period
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Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchases | from 13.50% variableFEDCHOICE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Variable Rate As low as 13.50%**”FEDCHOICE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR for balance transfers | — | no source read | |
| APR for cash advances | — | no source read | |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | — | no source read | |
| Annual fee | NoneFEDCHOICE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “No annual fee”FEDCHOICE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees | |||
| Cash advance | $0, No cash advance feeFEDCHOICE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “No cash advance fee”FEDCHOICE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Balance transfer | $0, No balance transfer feeFEDCHOICE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “No balance transfer fee”FEDCHOICE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Foreign transaction | — | no source read | |
| Penalty fees | |||
| Late payment | — | no source read | |
| Returned payment | — | no source read | |
| APR qualificationsPurchase · Regular | ** Variable rate is based on The Wall Street Journal Prime plus 7.00% to 17.00%. Rate may be adjusted monthly and depends upon applicant’s creditworthiness at time of application.FEDCHOICE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “** Variable rate is based on The Wall Street Journal Prime plus 7.00% to 17.00%. Rate may be adjusted monthly and depends upon applicant’s creditworthiness at time of application.”FEDCHOICE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cash back | 2% cash back. Payment timing is not disclosed. Earn 2.00% Cash Back for every $1 you spend!~~FEDCHOICE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Earn 2.00% Cash Back for every $1 you spend!~~”FEDCHOICE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cashback qualificationsCash back | ~~Cash advances and transfers do not qualify for earning 2.00% Cash Back.FEDCHOICE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “~~Cash advances and transfers do not qualify for earning 2.00% Cash Back.”FEDCHOICE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cash back | 2% cash back. Payment timing is not disclosed. Earn 2% back on all of your spendingFEDCHOICE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Earn 2% back on all of your spending”FEDCHOICE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |