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Banking RegistryReal data. Clear answers.Data as of Oct 5, 2026
Banking RegistryReal data. Clear answers.
First Bank & TrustVisa Business Credit CardRegistry illustration · issuer artwork unavailable

Visa Business Credit CardFirst Bank & Trust · NM bank, MN · FDIC 3973

CurrentLast observed Oct 5, 2026Official issuerCredit card · Business · VisaNetwork stated on issuer website
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Purchase APR
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Balance transfer
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Cash advance APR
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Annual fee
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Foreign fee
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Grace period
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Rates and fees

Product terms with exact source passages
TermValueAs printed in the sourceSource
APR for purchases—no source read
APR for balance transfers—no source read
APR for cash advances—no source read
Penalty APRafter a late or returned payment—no source read
Paying interestgrace period on new purchases—no source read
Annual fee—no source read
Transaction fees
Cash advance3% of the amount, minimum $5, are subject to credit approval. Cash advance fee is 3% of cash advance amount (minimum $5.00) and the minimum interest charge is $.50.First Bank & Trust · Page Capture Oct 5, 2026 · Captured Oct 5, 2026“are subject to credit approval. Cash advance fee is 3% of cash advance amount (minimum $5.00) and the minimum interest charge is $.50.”First Bank & Trust · Page Capture Oct 5, 2026 · Captured Oct 5, 2026Website
Balance transfer—no source read
Foreign transaction—no source read
Penalty fees
Late payment—no source read
Returned payment—no source read
Dream Points rewardsNot disclosed1 point per $1. See source conditions for eligible purchases.First Bank & Trust · Page Capture Oct 5, 2026 · Captured Oct 5, 2026“. Earn (1) point for every $1 you spend. All accounts opened by a business will be combined to have the opportunity to accumulate and earn a maximum of 200,000 points per calendar year (January 1-December 31).”First Bank & Trust · Page Capture Oct 5, 2026 · Captured Oct 5, 2026Website
Rewards conditionsDream Points rewardsPoint posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. . Earn (1) point for every $1 you spend. All accounts opened by a business will be combined to have the opportunity to accumulate and earn a maximum of 200,000 points per calendar year (January 1-December 31). First Bank & Trust · Page Capture Oct 5, 2026 · Captured Oct 5, 2026“. Earn (1) point for every $1 you spend. All accounts opened by a business will be combined to have the opportunity to accumulate and earn a maximum of 200,000 points per calendar year (January 1-December 31).”First Bank & Trust · Page Capture Oct 5, 2026 · Captured Oct 5, 2026Website