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Banking RegistryReal data. Clear answers.Data as of Oct 14, 2026
First Citizens BankTravel Rewards Credit CardRegistry illustration · issuer artwork unavailable

Travel Rewards Credit CardFirst Citizens Bank · NM bank, AZ · FDIC 11063

CurrentLast observed Oct 14, 2026Official issuerCredit card · Consumer
Purchase APR
—
Balance transfer
—
Cash advance APR
—
Annual fee
a year
Foreign fee
—
Grace period
—

Rates and fees

Product terms with exact source passages
TermValueAs printed in the sourceSource
APR for purchases—no source read
APR for balance transfers—no source read
APR for cash advances—no source read
Penalty APRafter a late or returned payment—no source read
Paying interestgrace period on new purchases—no source read
Annual fee$95, $95 annual fee, waived the first yearFirst-Citizens Bank & Trust Company · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“$95 annual fee, waived the first year”First-Citizens Bank & Trust Company · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Transaction fees
Cash advance—no source read
Balance transfer—no source read
Foreign transaction—no source read
Penalty fees
Late payment—no source read
Returned payment—no source read