First Electronic BankHoliday Inn Club Vacations™ World Mastercard®Registry illustration · issuer artwork unavailable

Holiday Inn Club Vacations™ World Mastercard®First Electronic Bank · NM bank, UT · FDIC 35533

CurrentLast observed Aug 23, 2026Official issuerCredit card · Consumer

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Purchase APR

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Balance transfer

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Cash advance APR

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Annual fee

p.1none

Foreign fee

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Grace period

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Product terms with exact source passages
Term	Value	As printed in the source	Source
APR for purchases	—	no source read
APR for balance transfers	—	no source read
APR for cash advances	—	no source read
Penalty APRafter a late or returned payment	—	no source read
Paying interestgrace period on new purchases	—	no source read
Annual fee	$0First Electronic Bank · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	“$ 0.00”First Electronic Bank · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	p. 1
Transaction fees
Cash advance	—	no source read
Balance transfer	—	no source read
Foreign transaction	—	no source read
Penalty fees
Late payment	—	no source read
Returned payment	—	no source read

Holiday Inn Club Vacations™ World Mastercard®page 1 of 18

IMPORTANT CREDIT TERMS Holiday Inn Club Vacations ™ World Mastercard ®

Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases · 19.74 % - 32.99 % based on your creditworthiness and other factors. These APRs will vary with the market based on the Prime Rate. How to Avoid Paying Interest · Your due date is at least 21 days after the close of each billing cycle. We will not charge you any interest on Purchases if you pay your entire balance by the due date each month. Minimum Interest Charge · If you are charged interest, the charge will be no less than $ 1.00 For Credit Card Tips from the Consumer Financial Protection Bureau · To learn more about factors to consider when applying for a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore Fees Annual Fee · $ 0.00 Penalty Fees ● Late Payment ● Returned Payment ● Over-the-Credit Limit · up to $ 35.00 $ 10.00 $ 0.00 Currency Conversion Fee · $ 0.00 Other Fees · None

How We Will Calculate Your Balance: We use the daily balance method (including new Purchases). See the Calculating Interest Cardholder Agreement section below for more details.

Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided below in your Cardholder Agreement.

Purchase APR: Prime Rate plus a margin of 12.99 % -26.24 %

The daily periodic rate for your Purchase APR is 0.0541 % -0.0904 %

Program Contact Information:

Phone:

1-888-814-8895

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Archived Aug 23, 2026Open full document

Sources and dates

Contractual terms come from retained issuer disclosures. Historical cohort statistics come from the CFPB survey and do not change the issuer's terms.

Issuer disclosures and source details

Exact passages support the published terms or show additional details that remain unresolved.

First Electronic Bank
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“$ 0.00”
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First Electronic Bank
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“If you are charged interest, the charge will be no less than $ 1.00”
Additional source detail; structured values remain unknown. This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.
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History

dates on sources or when they were captured

Aug 23, 2026: Annual fee

Offered through: First Electronic Bank
Legal issuer: Not established by retained evidence
Regulator: FDIC certificate 35533
Branches: 1 in UT
Sources: Official issuer · 1 document · 1 page cited

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Holiday Inn Club Vacations™ World Mastercard®First Electronic Bank · NM bank, UT · FDIC 35533

Rates and fees