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Banking RegistryReal data. Clear answers.Data as of Oct 3, 2026
First Fidelity BankOverdraft Protection (Ready Reserve)Registry illustration · issuer artwork unavailable

Overdraft Protection (Ready Reserve)First Fidelity Bank · NM bank, SD · FDIC 1122

CurrentLast observed Oct 3, 2026Source date Oct 3, 2026Official issuerLine of credit · Consumer
Loan amount
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Loan term
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Collateral
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Prepayment penalty
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Rates and fees

Product terms with exact source passages
TermValueAs printed in the sourceSource
Loan amountNot parsedno source read
Loan termNot parsedno source read
CollateralNot parsedno source read
Prepayment penaltyNot parsedno source read
Maximum loan to valueNot parsedno source read
Draw periodNot parsedno source read
Repayment periodNot parsedno source read
Rate floorNot parsedno source read
Rate capNot parsedno source read
APR—no source read
Fees—no source read
Access to fundsOverdraft Protection (Ready Reserve) This service provides the customer with a revolving line of credit under which the borrower may borrow sums of money up to a designated credit limit. Through the Ready Reserve program, credit is extended to the customer’s checking account when the balance thereof falls below zero.WithheldFirst Fidelity Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026“Overdraft Protection (Ready Reserve)”First Fidelity Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website