First National Bank of OmahaPersonal Line of CreditRegistry illustration · issuer artwork unavailable
Personal Line of CreditFirst National Bank of Omaha · N bank, CO · FDIC 5452
CurrentLast observed Oct 5, 2026Source date Oct 5, 2026Official issuerLine of credit · Consumer
Rates and fees
| Term | Value | As printed in the source | Source |
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| Loan amount | Not parsed | no source read | |
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| Collateral | UnsecuredFirst National Bank of Omaha · Page Capture Oct 5, 2026 · Captured Oct 5, 2026 | “A Personal Line of Credit is an unsecured revolving credit line that allows you to borrow money against a preset limit, much like a credit card. Although your monthly payments may change due to the variable interest rates, you pay interest only on the amount you use.”First National Bank of Omaha · Page Capture Oct 5, 2026 · Captured Oct 5, 2026 | Website |
| Prepayment penalty | Not parsed | no source read | |
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| Fees | — | no source read | |
| Introductory draw APR6 months · Enjoy a 1.99% fixed APR for 6 months 15.49% to 21.49% APR variable thereafter* For both Personal Loans and Personal Lines of Credit, the amount you can borrow (your credit limit) is determined by need and credit qualifications such as your income and your credit score. * Offer refers to an unsecured line of credit and applies to CO, IA, IL, KS, MO, NE, SD, TX, and WY residents within the lending area. Consumer accounts only. Approval and terms subject to credit qualifications. Some limitations will apply. After the initial 6-month fixed rate, the APR is variable based on The Wall Street Journal prime rate (“WSP”) plus a margin. The amount of the margin depends on type of relationship, and credit qualifications. As of October 1, 2026, variable rates range from 15.49% to 21.49% APR. Introductory offers may not be combined with any other relationship discounts. Contact a personal Banker for complete details and additional information. Annual Percentage Rates (APRs) are subject to change without notice. Terms and conditions based on approved credit. | 1.99%First National Bank of Omaha · Page Capture Oct 5, 2026 · Captured Oct 5, 2026 | “1.99%”First National Bank of Omaha · Page Capture Oct 5, 2026 · Captured Oct 5, 2026 | Website |
| Draw APREnjoy a 1.99% fixed APR for 6 months 15.49% to 21.49% APR variable thereafter* For both Personal Loans and Personal Lines of Credit, the amount you can borrow (your credit limit) is determined by need and credit qualifications such as your income and your credit score. * Offer refers to an unsecured line of credit and applies to CO, IA, IL, KS, MO, NE, SD, TX, and WY residents within the lending area. Consumer accounts only. Approval and terms subject to credit qualifications. Some limitations will apply. After the initial 6-month fixed rate, the APR is variable based on The Wall Street Journal prime rate (“WSP”) plus a margin. The amount of the margin depends on type of relationship, and credit qualifications. As of October 1, 2026, variable rates range from 15.49% to 21.49% APR. Introductory offers may not be combined with any other relationship discounts. Contact a personal Banker for complete details and additional information. Annual Percentage Rates (APRs) are subject to change without notice. Terms and conditions based on approved credit. | 15.49%–21.49%First National Bank of Omaha · Stated In Document Oct 1, 2026 · Captured Oct 5, 2026 | “15.49%”First National Bank of Omaha · Stated In Document Oct 1, 2026 · Captured Oct 5, 2026 | Website |
| Access to funds Personal Line of Credit Access a revolving line of credit that gives you the flexibility to borrow as needed. Only pay interest on the amount you use, making it a flexible and cost-effective solution. Enjoy the convenience of ongoing access to funds without reapplying. Line of Credit Benefits Competitive rates and lending terms to fit your needs Enjoy a 1.99% fixed APR for 6 months 15.49% to 21.49% APR variable thereafter* Flexibility - Only pay interest on the amount you use Availability - 24/7 access to the funds you need, when you need them View Rates A Personal Line of Credit is an unsecured revolving credit line that allows you to borrow money against a preset limit, much like a credit card. Although your monthly payments may change due to the variable interest rates, you pay interest only on the amount you use. Personal Lines of Credit are ideal when managing purchases with unclear overall costs, multiple purchases, ongoing use or to cover for life events with uncertain costs. With a Personal Line of Credit, you'll be prepared for uncertain borrowing needs, plus, you'll only pay interest on the funds you're using. For both Personal Loans and Personal Lines of Credit, the amount you can borrow (your credit limit) is determined by need and credit qualifications such as your income and your credit score. * Offer refers to an unsecured line of credit and applies to CO, IA, IL, KS, MO, NE, SD, TX, and WY residents within the lending area. Consumer accounts only. Approval and terms subject to credit qualifications. Some limitations will apply. After the initial 6-month fixed rate, the APR is variable based on The Wall Street Journal prime rate (“WSP”) plus a margin. The amount of the margin depends on type of relationship, and credit qualifications. As of October 1, 2026, variable rates range from 15.49% to 21.49% APR. Introductory offers may not be combined with any other relationship discounts. Contact a personal Banker for complete details and additional information. Annual Percentage Rates (APRs) are subject to change without notice. Terms and conditions based on approved credit. View Rates: https://www.fnbo.com/personal-banking/personal-loans/rates | WithheldFirst National Bank of Omaha · Page Capture Oct 5, 2026 · Captured Oct 5, 2026 | “Personal Line of Credit”First National Bank of Omaha · Page Capture Oct 5, 2026 · Captured Oct 5, 2026 | Website |