First Savings BankCredit CardRegistry illustration · issuer artwork unavailable

Credit CardFirst Savings Bank · SB bank, AZ · FDIC 32629

CurrentLast observed Aug 23, 2026Source date Aug 23, 2026Official issuerCredit card · ConsumerFiled as “First Savings Credit Card”

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Purchase APR

18.40%

p.1variable

Balance transfer

—

Cash advance APR

27.40%

p.1variable

Annual fee

p.1none

Foreign fee

—

Grace period

—

Product terms with exact source passages
Term	Value	As printed in the source	Source
APR for purchases	18.40% variableFirst Savings Bank · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	“18.40% ThisAPR will vary with the market based on the Prime Rate.”First Savings Bank · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	p. 1
APR for balance transfers	—	no source read
APR for cash advances	27.40% variableFirst Savings Bank · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	“27.40% ThisAPR will vary with the market based on the Prime Rate.”First Savings Bank · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	p. 1
Penalty APRafter a late or returned payment	—	no source read
Paying interestgrace period on new purchases	—	no source read
Annual fee	$0First Savings Bank · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	“None”First Savings Bank · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	p. 1
Transaction fees
Cash advance	—	no source read
Balance transfer	—	no source read
Foreign transaction	—	no source read
Penalty fees
Late payment	—	no source read
Returned payment	—	no source read

FSB Prime M-141594_online coversheetpage 1 of 6

Fees

First Savings Bank Credit Card Contract and Initial Disclosure Statement

nterest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases · 18.40% ThisAPR will vary with the market based on the Prime Rate. APR for Cash Advances · 27.40% ThisAPR will vary with the market based on the Prime Rate. How to Avoid Paying Interest on Purchases · Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. Minimum Interest Charge · If you are charged interest, the charge will be no less than $1.00. For Credit Card Tips from the Consumer Financial Protection Bureau · To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore

Fees Annual Fee · None I Transaction Fees Cash Advance Foreign Transaction · Either $10 or 4% of the amount of each cash advance, whichever is greater. 2% of each transaction in U.S. dollars. Penalty Fees Late Payment Up to $25 Returned Payment · Up to $25

How We Will Calculate Your Balance: We use a method called 'average daily balance (including new purchases).'

Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in Paragraph 16 of this Contract.

1 2 3 4 5 6Page 1 is cited

Archived Aug 23, 2026Open full document

Sources and dates

Contractual terms come from retained issuer disclosures. Historical cohort statistics come from the CFPB survey and do not change the issuer's terms.

Issuer disclosures and source details

Exact passages support the published terms or show additional details that remain unresolved.

First Savings Bank
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“27.40% ThisAPR will vary with the market based on the Prime Rate.”
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First Savings Bank
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“18.40% ThisAPR will vary with the market based on the Prime Rate.”
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First Savings Bank
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“None”
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First Savings Bank
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“If you are charged interest, the charge will be no less than $1.00.”
Additional source detail; structured values remain unknown. This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.
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First Savings Bank
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month.”
Additional source detail; structured values remain unknown. This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.
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History

dates on sources or when they were captured

Aug 23, 2026: Annual fee, Cash advance APR, Purchase APR

Offered through: First Savings Bank
Legal issuer: Not established by retained evidence
Regulator: FDIC certificate 32629
Branches: 24 in AZ, NE, NM, NV, SD, TX
Sources: Official issuer · 1 document · 1 page cited

Documents

FSB Prime M-141594_online coversheeteffective date not parsed

Credit CardFirst Savings Bank · SB bank, AZ · FDIC 32629

Rates and fees