First Security BankVisa® Platinum CardRegistry illustration · issuer artwork unavailable

Visa® Platinum CardFirst Security Bank · NM bank, IL · FDIC 3698

CurrentOfficial issuerCredit card · Consumer · VisaNetwork stated on issuer website

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Purchase APR

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Balance transfer

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Cash advance APR

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Annual fee

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Foreign fee

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Grace period

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Product terms with exact source passages
Term	Value	As printed in the source
APR for purchases	—	no source read
APR for balance transfers	—	no source read
APR for cash advances	—	no source read
Penalty APRafter a late or returned payment	—	no source read
Paying interestgrace period on new purchases	—	no source read
Annual fee	—	no source read
Transaction fees
Cash advance	—	no source read
Balance transfer	—	no source read
Foreign transaction	—	no source read
Penalty fees
Late payment	—	no source read
Returned payment	—	no source read

Sources and dates

Contractual terms come from retained issuer disclosures. Historical cohort statistics come from the CFPB survey and do not change the issuer's terms.

Issuer disclosures and source details

Exact passages support the published terms or show additional details that remain unresolved.

First Security Bank
Page Capture Oct 4, 2026 · Captured Oct 4, 2026 · record official-issuer:page:url:dda096f54a4ce315cf8bc5c87232f565570b5d6066b5c1873e9eb099f215b303
“Save on interest with an extended introductory rate and”
Additional source detail; structured values remain unknown. Save on interest with an extended introductory rate and
Open source link ↗
First Security Bank
Page Capture Oct 4, 2026 · Captured Oct 4, 2026 · record official-issuer:page:url:dda096f54a4ce315cf8bc5c87232f565570b5d6066b5c1873e9eb099f215b303
“pay down other credit card balances faster.”
Additional source detail; structured values remain unknown. pay down other credit card balances faster.
Open source link ↗
First Security Bank
Page Capture Oct 4, 2026 · Captured Oct 4, 2026 · record official-issuer:page:url:dda096f54a4ce315cf8bc5c87232f565570b5d6066b5c1873e9eb099f215b303
“No matter which card you choose, you’ll enjoy important features like:”
Additional source detail; structured values remain unknown. No matter which card you choose, you’ll enjoy important features like:
Open source link ↗
First Security Bank
Page Capture Oct 4, 2026 · Captured Oct 4, 2026 · record official-issuer:page:url:dda096f54a4ce315cf8bc5c87232f565570b5d6066b5c1873e9eb099f215b303
“EMV smart chip technology for added security”
Additional source detail; structured values remain unknown. EMV smart chip technology for added security
Open source link ↗
First Security Bank
Page Capture Oct 4, 2026 · Captured Oct 4, 2026 · record official-issuer:page:url:dda096f54a4ce315cf8bc5c87232f565570b5d6066b5c1873e9eb099f215b303
“Convenient and flexible purchasing power. Accepted at millions of locations worldwide.”
Additional source detail; structured values remain unknown. Convenient and flexible purchasing power. Accepted at millions of locations worldwide.
Open source link ↗
First Security Bank
Page Capture Oct 4, 2026 · Captured Oct 4, 2026 · record official-issuer:page:url:dda096f54a4ce315cf8bc5c87232f565570b5d6066b5c1873e9eb099f215b303
“Mobile purchasing capability for added convenience”
Additional source detail; structured values remain unknown. Mobile purchasing capability for added convenience
Open source link ↗
First Security Bank
Page Capture Oct 4, 2026 · Captured Oct 4, 2026 · record official-issuer:page:url:dda096f54a4ce315cf8bc5c87232f565570b5d6066b5c1873e9eb099f215b303
“Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.”
Additional source detail; structured values remain unknown. Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.
Open source link ↗
First Security Bank
Page Capture Oct 4, 2026 · Captured Oct 4, 2026 · record official-issuer:page:url:dda096f54a4ce315cf8bc5c87232f565570b5d6066b5c1873e9eb099f215b303
“*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.”
Additional source detail; structured values remain unknown. *Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
Open source link ↗
First Security Bank
Page Capture Oct 4, 2026 · Captured Oct 4, 2026 · record official-issuer:page:url:dda096f54a4ce315cf8bc5c87232f565570b5d6066b5c1873e9eb099f215b303
“Cardmember Service available 24 hours a day/365 days per year”
Additional source detail; structured values remain unknown. Cardmember Service available 24 hours a day/365 days per year
Open source link ↗
First Security Bank
Page Capture Oct 4, 2026 · Captured Oct 4, 2026 · record official-issuer:page:url:dda096f54a4ce315cf8bc5c87232f565570b5d6066b5c1873e9eb099f215b303
“The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc.”
Additional source detail; structured values remain unknown. The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc.
Open source link ↗
First Security Bank
Page Capture Oct 4, 2026 · Captured Oct 4, 2026 · record official-issuer:page:url:dda096f54a4ce315cf8bc5c87232f565570b5d6066b5c1873e9eb099f215b303
“You can apply online or apply in-person today by dropping by our”
Additional source detail; structured values remain unknown. You can apply online or apply in-person today by dropping by our
Open source link ↗
First Security Bank
Page Capture Oct 4, 2026 · Captured Oct 4, 2026 · record official-issuer:page:url:dda096f54a4ce315cf8bc5c87232f565570b5d6066b5c1873e9eb099f215b303
“We’ll get back to you right away with the answer you need. It’s quick. It’s easy. It’s the way we do business.”
Additional source detail; structured values remain unknown. We’ll get back to you right away with the answer you need. It’s quick. It’s easy. It’s the way we do business.
Open source link ↗
First Security Bank
Page Capture Oct 4, 2026 · Captured Oct 4, 2026 · record official-issuer:page:url:dda096f54a4ce315cf8bc5c87232f565570b5d6066b5c1873e9eb099f215b303
“.”
Additional source detail; structured values remain unknown. The original links to https://www.fsb1.com/credit-card-application/ using a punctuation-only anchor in shared application directions. A named Visa Platinum application destination has not been qualified.
Open source link ↗
First Security Bank
Page Capture Oct 4, 2026 · Captured Oct 4, 2026 · record official-issuer:page:url:dda096f54a4ce315cf8bc5c87232f565570b5d6066b5c1873e9eb099f215b303
“Visa® Platinum Card”
Open source link ↗

History

dates on sources or when they were captured

No source date is recorded for this product's terms.

Offered through: First Security Bank
Legal issuer: Not established by retained evidence
Regulator: FDIC certificate 3698
Branches: 4 in IL
Sources: Official issuer · 0 documents · 0 pages cited

Documents

No republished document is bound to this product. See the sources above for the evidence behind these terms.

Visa® Platinum CardFirst Security Bank · NM bank, IL · FDIC 3698

Rates and fees