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Banking RegistryReal data. Clear answers.Data as of Oct 4, 2026
FirstBank SouthwestPreferred Points RewardsRegistry illustration · issuer artwork unavailable

Preferred Points RewardsFirstBank Southwest · NM bank, TX · FDIC 3387

CurrentLast observed Oct 4, 2026Official issuerCredit card · Consumer
Purchase APR
—
Balance transfer
—
Cash advance APR
—
Annual fee
a year
Foreign fee
—
Grace period
—

Rates and fees

Product terms with exact source passages
TermValueAs printed in the sourceSource
APR for purchases—no source read
APR for balance transfers—no source read
APR for cash advances—no source read
Penalty APRafter a late or returned payment—no source read
Paying interestgrace period on new purchases—no source read
Annual feeNo annual fee.FirstBank Southwest · Page Capture Oct 4, 2026 · Captured Oct 4, 2026“No annual fee.”FirstBank Southwest · Page Capture Oct 4, 2026 · Captured Oct 4, 2026Website
Transaction fees
Cash advance—no source read
Balance transfer—no source read
Foreign transaction—no source read
Penalty fees
Late payment—no source read
Returned payment—no source read
All purchasesNot disclosed1 point per $1. See source conditions for eligible purchases.FirstBank Southwest · Page Capture Oct 4, 2026 · Captured Oct 4, 2026“Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.”FirstBank Southwest · Page Capture Oct 4, 2026 · Captured Oct 4, 2026Website
Rewards conditionsAll purchasesPoint posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.FirstBank Southwest · Page Capture Oct 4, 2026 · Captured Oct 4, 2026“Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.”FirstBank Southwest · Page Capture Oct 4, 2026 · Captured Oct 4, 2026Website
Rewards source conditionsAll purchasesRedeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.FirstBank Southwest · Page Capture Oct 4, 2026 · Captured Oct 4, 2026“Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.”FirstBank Southwest · Page Capture Oct 4, 2026 · Captured Oct 4, 2026Website