APPLICATION AND SOLICITATION DISCLOSURE
VISA PLATINUM/VISA SECURED
Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases · Visa Platinum to Introductory APR, for qualifying members, for a period of 12 billing cycles, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. After that, or if you do not qualify for an Introductory APR, your APR will be to , based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Visa Secured This APR will vary with the market based on the Prime Rate. 1.90% 5.90% 11.99% 18.00% 16.99%
APR for Balance Transfers · Visa Platinum to Introductory APR, for qualifying members, for a period of 12 billing cycles, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. After that, or if you do not qualify for an Introductory APR, your APR will be to , based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Visa Secured This APR will vary with the market based on the Prime Rate. 1.90% 5.90% 11.99% 18.00% 16.99%
APR for Cash Advances · Visa Platinum to Introductory APR, for qualifying members, for a period of 12 billing cycles, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. After that, or if you do not qualify for an Introductory APR, your APR will be . This APR will vary with the market based on the Prime Rate. Visa Secured 1.90% 5.90% 18.00% 18.00%
Penalty APR and When it Applies · This APR will vary with the market based on the Prime Rate. Visa Platinum Visa Secured None None
How to Avoid Paying Interest on Purchases · Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.
