Fremont BankWorld Mastercard®Registry illustration · issuer artwork unavailable
World Mastercard®Fremont Bank · NM bank, CA · FDIC 19222
CurrentLast observed Oct 3, 2026Official issuerCredit card · Consumer · MastercardNetwork stated on issuer website
Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchases | — | no source read | |
| APR for balance transfers | — | no source read | |
| APR for cash advances | — | no source read | |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | — | no source read | |
| Annual fee | $95, $95 Annual Fee - waived for first year.Fremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | “$95 Annual Fee - waived for first year.”Fremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Transaction fees | |||
| Cash advance | — | no source read | |
| Balance transfer | — | no source read | |
| Foreign transaction | — | no source read | |
| Penalty fees | |||
| Late payment | — | no source read | |
| Returned payment | — | no source read | |
| Opening conditions | Exclusively for Fremont Bank customers. Subject to credit approval. Ask for details.Fremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | “Exclusively for Fremont Bank customers. Subject to credit approval. Ask for details.”Fremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Cash back · Gasoline | 2% cash back. Payment timing is not disclosed. Earn 3% cash back for every dollar spent on travel (airfare, hotel, car rental) and dining, 2% cash back on gas and 1% cash back per dollar for all other purchases.Fremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | “Earn 3% cash back for every dollar spent on travel (airfare, hotel, car rental) and dining, 2% cash back on gas and 1% cash back per dollar for all other purchases.”Fremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Cashback qualificationsCash back · Gasoline | 6 Similar merchant category codes are grouped into Purchase Categories that are used to calculate the stated rewards. Every effort is made to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, it cannot be guaranteed that a purchase will qualify for more than the standard 1% cash back per dollar spent as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional cash back.Fremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | “6 Similar merchant category codes are grouped into Purchase Categories that are used to calculate the stated rewards. Every effort is made to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall wi…”Fremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Cash back · Other purchases | 1% cash back. Payment timing is not disclosed. Earn 3% cash back for every dollar spent on travel (airfare, hotel, car rental) and dining, 2% cash back on gas and 1% cash back per dollar for all other purchases.Fremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | “Earn 3% cash back for every dollar spent on travel (airfare, hotel, car rental) and dining, 2% cash back on gas and 1% cash back per dollar for all other purchases.”Fremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Cashback qualificationsCash back · Other purchases | 6 Similar merchant category codes are grouped into Purchase Categories that are used to calculate the stated rewards. Every effort is made to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, it cannot be guaranteed that a purchase will qualify for more than the standard 1% cash back per dollar spent as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional cash back.Fremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | “6 Similar merchant category codes are grouped into Purchase Categories that are used to calculate the stated rewards. Every effort is made to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall wi…”Fremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Cash back · Travel (airfare, hotel, car rental) and dining | 3% cash back. Payment timing is not disclosed. Earn 3% cash back for every dollar spent on travel (airfare, hotel, car rental) and dining, 2% cash back on gas and 1% cash back per dollar for all other purchases.Fremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | “Earn 3% cash back for every dollar spent on travel (airfare, hotel, car rental) and dining, 2% cash back on gas and 1% cash back per dollar for all other purchases.”Fremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Cashback qualificationsCash back · Travel (airfare, hotel, car rental) and dining | 6 Similar merchant category codes are grouped into Purchase Categories that are used to calculate the stated rewards. Every effort is made to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, it cannot be guaranteed that a purchase will qualify for more than the standard 1% cash back per dollar spent as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional cash back.Fremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | “6 Similar merchant category codes are grouped into Purchase Categories that are used to calculate the stated rewards. Every effort is made to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall wi…”Fremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Cash signup bonus | $500 cash award. After $5,000 in qualifying purchases. Payment timing is not disclosed. Plus, receive a $500 cash back sign-up bonus once you spend $5,000 on purchases within the first 90 days of account opening.Fremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | “Plus, receive a $500 cash back sign-up bonus once you spend $5,000 on purchases within the first 90 days of account opening.”Fremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Cashback qualificationsCash signup bonus | 3 Upon approval, a letter will be mailed acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later. Fremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | “3 Upon approval, a letter will be mailed acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later.”Fremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |