Fulton BankAdjustable RateRegistry illustration · issuer artwork unavailable
Adjustable RateFulton Bank · N bank, DE · FDIC 7551
CurrentLast observed Oct 3, 2026Source date Oct 3, 2026Official issuerMortgage · Consumer
Loan amount
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Loan term
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Collateral
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Prepayment penalty
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Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| Loan amount | Not parsed | no source read | |
| Loan term | Not parsed | no source read | |
| Collateral | Not parsed | no source read | |
| Prepayment penalty | Not parsed | no source read | |
| Maximum loan to value | Not parsed | no source read | |
| Draw period | Not parsed | no source read | |
| Repayment period | Not parsed | no source read | |
| Rate floor | Not parsed | no source read | |
| Rate cap | Not parsed | no source read | |
| APR | — | no source read | |
| Fees | — | no source read | |
| Access to funds Start with a lower interest rate and lower monthly payments. If you’re buying a home and want lower payments than a traditional mortgage, our Adjustable Rate Mortgage (ARM) may be a smart choice. Adjustable rate mortgages (ARMs), also known as variable-rate mortgages, begin with a lower interest rate and lower monthly payments for a set period and then have a variable interest rate that may change periodically depending on financial index changes. Generally speaking, your rate and monthly payment may increase or decrease if the index rate goes up or down, and will continue to adjust once every six months for life of the loan. Allows for a lower initial monthly payment Excellent choice if you don't plan to stay in your home for a long period, or if you expect an increase in income Initial interest rate will remain the same for a period of 5, 7, 10, or 15 years, depending on the mortgage you choose, and then adjust every six months, based upon current interest rates plus a margin ARM example: In a 3/6 ARM, the 3 stands for an initial 3-year period during which the interest rate remains fixed while the 6 shows that the interest rate is subject to change once every six months thereafter. | WithheldFulton Bank, National Association · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | “Start with a lower interest rate and lower monthly payments.”Fulton Bank, National Association · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |