| APR for purchases | — | no source read | |
| APR for balance transfers | — | no source read | |
| APR for cash advances | — | no source read | |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | Not disclosed | no source read | |
| Annual fee | Not disclosedFulton Bank, National Association · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | no source read | Website |
| Transaction fees |
| Cash advance | — | no source read | |
| Balance transfer | — | no source read | |
| Foreign transaction | — | no source read | |
| Penalty fees |
| Late payment | — | no source read | |
| Returned payment | — | no source read | |
| Cash back · Dining, office supplies and cell phone services | 3% cash back. Allow 1–2 statement billing cycles for payment. You will earn 3% cash back per dollar spent on eligible Net Purchases at dining, including takeout and restaurant delivery, gas and electric vehicle charging stations (excluding wholesale clubs and discount stores/supercenters such as Target and Walmart), office supply stores and cell phone service providers. All other eligible Net Purchases may earn 1% cash back. Prepaid car and hotel reservations purchased in the Rewards Center are not classified as travel category merchant transactions and are not eligible to receive additional cash back for that category. Purchases of gasoline or electric vehicle charging greater than $200 will not be deemed to be a purchase of automotive fuel and as such will earn a base reward of 1%. Please allow 1-2 statement billing cycles for your cash back reward to appear on your credit card statement. Cash rewards can be redeemed as a deposit to a checking or savings account with this Financial Institution only, which will be deposited within 7 business days, or as a statement credit to your credit card account within 1-2 statement billing cycles, or as a Rewards Card.
Fulton Bank, National Association · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | “You will earn 3% cash back per dollar spent on eligible Net Purchases at dining, including takeout and restaurant delivery, gas and electric vehicle charging stations (excluding wholesale clubs and discount stores/supercenters such as Target and Walmart), office supply stores and cell phone service providers. All other eligible Net Purchases may earn 1% cash back. Prepaid car and hotel reservatio…”Fulton Bank, National Association · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Cashback qualificationsCash back · Dining, office supplies and cell phone services | You will earn 3% cash back per dollar spent on eligible Net Purchases at dining, including takeout and restaurant delivery, gas and electric vehicle charging stations (excluding wholesale clubs and discount stores/supercenters such as Target and Walmart), office supply stores and cell phone service providers. All other eligible Net Purchases may earn 1% cash back. Prepaid car and hotel reservations purchased in the Rewards Center are not classified as travel category merchant transactions and are not eligible to receive additional cash back for that category. Purchases of gasoline or electric vehicle charging greater than $200 will not be deemed to be a purchase of automotive fuel and as such will earn a base reward of 1%. Please allow 1-2 statement billing cycles for your cash back reward to appear on your credit card statement. Cash rewards can be redeemed as a deposit to a checking or savings account with this Financial Institution only, which will be deposited within 7 business days, or as a statement credit to your credit card account within 1-2 statement billing cycles, or as a Rewards Card.
Fulton Bank, National Association · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | “You will earn 3% cash back per dollar spent on eligible Net Purchases at dining, including takeout and restaurant delivery, gas and electric vehicle charging stations (excluding wholesale clubs and discount stores/supercenters such as Target and Walmart), office supply stores and cell phone service providers. All other eligible Net Purchases may earn 1% cash back. Prepaid car and hotel reservatio…”Fulton Bank, National Association · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Cash back · Gas and EV purchases of $200 or less | 3% cash back. Allow 1–2 statement billing cycles for payment. You will earn 3% cash back per dollar spent on eligible Net Purchases at dining, including takeout and restaurant delivery, gas and electric vehicle charging stations (excluding wholesale clubs and discount stores/supercenters such as Target and Walmart), office supply stores and cell phone service providers. All other eligible Net Purchases may earn 1% cash back. Prepaid car and hotel reservations purchased in the Rewards Center are not classified as travel category merchant transactions and are not eligible to receive additional cash back for that category. Purchases of gasoline or electric vehicle charging greater than $200 will not be deemed to be a purchase of automotive fuel and as such will earn a base reward of 1%. Please allow 1-2 statement billing cycles for your cash back reward to appear on your credit card statement. Cash rewards can be redeemed as a deposit to a checking or savings account with this Financial Institution only, which will be deposited within 7 business days, or as a statement credit to your credit card account within 1-2 statement billing cycles, or as a Rewards Card.
Fulton Bank, National Association · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | “You will earn 3% cash back per dollar spent on eligible Net Purchases at dining, including takeout and restaurant delivery, gas and electric vehicle charging stations (excluding wholesale clubs and discount stores/supercenters such as Target and Walmart), office supply stores and cell phone service providers. All other eligible Net Purchases may earn 1% cash back. Prepaid car and hotel reservatio…”Fulton Bank, National Association · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Cashback qualificationsCash back · Gas and EV purchases of $200 or less | You will earn 3% cash back per dollar spent on eligible Net Purchases at dining, including takeout and restaurant delivery, gas and electric vehicle charging stations (excluding wholesale clubs and discount stores/supercenters such as Target and Walmart), office supply stores and cell phone service providers. All other eligible Net Purchases may earn 1% cash back. Prepaid car and hotel reservations purchased in the Rewards Center are not classified as travel category merchant transactions and are not eligible to receive additional cash back for that category. Purchases of gasoline or electric vehicle charging greater than $200 will not be deemed to be a purchase of automotive fuel and as such will earn a base reward of 1%. Please allow 1-2 statement billing cycles for your cash back reward to appear on your credit card statement. Cash rewards can be redeemed as a deposit to a checking or savings account with this Financial Institution only, which will be deposited within 7 business days, or as a statement credit to your credit card account within 1-2 statement billing cycles, or as a Rewards Card.
Fulton Bank, National Association · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | “You will earn 3% cash back per dollar spent on eligible Net Purchases at dining, including takeout and restaurant delivery, gas and electric vehicle charging stations (excluding wholesale clubs and discount stores/supercenters such as Target and Walmart), office supply stores and cell phone service providers. All other eligible Net Purchases may earn 1% cash back. Prepaid car and hotel reservatio…”Fulton Bank, National Association · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Cash back · Other purchases | 1% cash back. Allow 1–2 statement billing cycles for payment. You will earn 3% cash back per dollar spent on eligible Net Purchases at dining, including takeout and restaurant delivery, gas and electric vehicle charging stations (excluding wholesale clubs and discount stores/supercenters such as Target and Walmart), office supply stores and cell phone service providers. All other eligible Net Purchases may earn 1% cash back. Prepaid car and hotel reservations purchased in the Rewards Center are not classified as travel category merchant transactions and are not eligible to receive additional cash back for that category. Purchases of gasoline or electric vehicle charging greater than $200 will not be deemed to be a purchase of automotive fuel and as such will earn a base reward of 1%. Please allow 1-2 statement billing cycles for your cash back reward to appear on your credit card statement. Cash rewards can be redeemed as a deposit to a checking or savings account with this Financial Institution only, which will be deposited within 7 business days, or as a statement credit to your credit card account within 1-2 statement billing cycles, or as a Rewards Card.
Fulton Bank, National Association · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | “You will earn 3% cash back per dollar spent on eligible Net Purchases at dining, including takeout and restaurant delivery, gas and electric vehicle charging stations (excluding wholesale clubs and discount stores/supercenters such as Target and Walmart), office supply stores and cell phone service providers. All other eligible Net Purchases may earn 1% cash back. Prepaid car and hotel reservatio…”Fulton Bank, National Association · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Cashback qualificationsCash back · Other purchases | You will earn 3% cash back per dollar spent on eligible Net Purchases at dining, including takeout and restaurant delivery, gas and electric vehicle charging stations (excluding wholesale clubs and discount stores/supercenters such as Target and Walmart), office supply stores and cell phone service providers. All other eligible Net Purchases may earn 1% cash back. Prepaid car and hotel reservations purchased in the Rewards Center are not classified as travel category merchant transactions and are not eligible to receive additional cash back for that category. Purchases of gasoline or electric vehicle charging greater than $200 will not be deemed to be a purchase of automotive fuel and as such will earn a base reward of 1%. Please allow 1-2 statement billing cycles for your cash back reward to appear on your credit card statement. Cash rewards can be redeemed as a deposit to a checking or savings account with this Financial Institution only, which will be deposited within 7 business days, or as a statement credit to your credit card account within 1-2 statement billing cycles, or as a Rewards Card.
Fulton Bank, National Association · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | “You will earn 3% cash back per dollar spent on eligible Net Purchases at dining, including takeout and restaurant delivery, gas and electric vehicle charging stations (excluding wholesale clubs and discount stores/supercenters such as Target and Walmart), office supply stores and cell phone service providers. All other eligible Net Purchases may earn 1% cash back. Prepaid car and hotel reservatio…”Fulton Bank, National Association · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Cash signup bonus | $25 cash award. Payment timing is not disclosed. . Receive a $100 annual statement credit after 11 consecutive monthly software transactions, plus get $25 cash back after your first purchaseFulton Bank, National Association · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | “. Receive a $100 annual statement credit after 11 consecutive monthly software transactions, plus get $25 cash back after your first purchase”Fulton Bank, National Association · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Recurring statement credit · software service credit | $100 statement credit. Per 12-month period. See source conditions for the period's start date. Allow 1–2 statement billing cycles for payment.
An automatic statement credit of $100 per 12-month period will be applied to your Account within 1-2 statement billing cycles following 11 consecutive months of eligible software service purchases made directly with a software service provider. Eligible software service providers are identified by their Merchant Category Code (MCC) and purchases made at discount/retail stores or online retailers may not qualify. We do not determine the category codes applied to merchants’ businesses and reserve the right to determine which purchases qualify for this credit.
Fulton Bank, National Association · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | “An automatic statement credit of $100 per 12-month period will be applied to your Account within 1-2 statement billing cycles following 11 consecutive months of eligible software service purchases made directly with a software service provider. Eligible software service providers are identified by their Merchant Category Code (MCC) and purchases made at discount/retail stores or online retailers …”Fulton Bank, National Association · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
