Fulton BankVisa Unlimited Cash CardRegistry illustration · issuer artwork unavailable

Visa Unlimited Cash CardFulton Bank · N bank, DE · FDIC 7551

CurrentLast observed Oct 3, 2026Source date Oct 3, 2026Official issuerCredit card · Consumer · Visa

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Purchase APR

—

Balance transfer

—

Cash advance APR

—

Annual fee

Not disclosed

Foreign fee

—

Grace period

Not disclosed

Product terms with exact source passages
Term	Value	As printed in the source	Source
APR for purchases	—	no source read
APR for balance transfers	—	no source read
APR for cash advances	—	no source read
Penalty APRafter a late or returned payment	—	no source read
Paying interestgrace period on new purchases	Not disclosed	no source read
Annual fee	Not disclosedFulton Bank, National Association · Page Capture Oct 3, 2026 · Captured Oct 3, 2026	no source read	Website
Transaction fees
Cash advance	—	no source read
Balance transfer	—	no source read
Foreign transaction	—	no source read
Penalty fees
Late payment	—	no source read
Returned payment	—	no source read

Sources and dates

Contractual terms come from retained issuer disclosures. Historical cohort statistics come from the CFPB survey and do not change the issuer's terms.

Issuer disclosures and source details

Exact passages support the published terms or show additional details that remain unresolved.

Fulton Bank, National Association
Page Capture Oct 3, 2026 · Captured Oct 3, 2026
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Fulton Bank, National Association
Page Capture Oct 3, 2026 · Captured Oct 3, 2026 · record official-issuer:page:url:2c2b18235a32d8cff750c23fe87dce105fbe8da48848aa9bbe25888b5f37a193
“Explore Card Details”
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Fulton Bank, National Association
Page Capture Oct 3, 2026 · Captured Oct 3, 2026 · record official-issuer:page:url:2c2b18235a32d8cff750c23fe87dce105fbe8da48848aa9bbe25888b5f37a193
“Unlimited Cash Card: You will earn 3% cash back (1.5% base and 1.5% bonus cash back) per $1 spent on eligible Net Purchases for the first 12 billing cycles of your account opening date, up to $20,000. All eligible Net Purchases over $20,000, or after the 12th billing cycle, will earn 1.5% cash back per $1 spent on eligible Net Purchases. You will earn 5% cash back (1.5% base and 3.5% bonus cash b…”
Additional source detail; structured values remain unknown. The source combines a 3% introductory rate capped at $20,000, a 1.5% post-cap/post-intro rate and separate 5% travel-center earnings. Those phase and cap boundaries remain unresolved in the cash model; no unconditional rate is published.
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Fulton Bank, National Association
Page Capture Oct 3, 2026 · Captured Oct 3, 2026 · record official-issuer:page:url:2c2b18235a32d8cff750c23fe87dce105fbe8da48848aa9bbe25888b5f37a193
“Pay over time—Take advantage of a special card ExtendPay”
Additional source detail; structured values remain unknown. The catalog advertises ExtendPay but does not provide its terms here.
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Fulton Bank, National Association
Page Capture Oct 3, 2026 · Captured Oct 3, 2026 · record official-issuer:page:url:2c2b18235a32d8cff750c23fe87dce105fbe8da48848aa9bbe25888b5f37a193
“Unlimited Cash Card”
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Fulton Bank, National Association
Page Capture Oct 3, 2026 · Captured Oct 3, 2026 · record official-issuer:page:url:2c2b18235a32d8cff750c23fe87dce105fbe8da48848aa9bbe25888b5f37a193
“Visa”
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Fulton Bank, National Association
Page Capture Oct 3, 2026 · Captured Oct 3, 2026 · record official-issuer:page:url:2c2b18235a32d8cff750c23fe87dce105fbe8da48848aa9bbe25888b5f37a193
“Subject to credit approval. The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. Fulton Bank is not affiliated with Elan Financial Services or Visa Inc.”
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History

dates on sources or when they were captured

Oct 3, 2026: Annual fee, Balance transfer terms, Card terms, Issuer link

Offered through: Fulton Bank
Legal issuer: Not established by retained evidence
Regulator: FDIC certificate 7551
Branches: 229 in DE, MD, NJ, PA, VA
Sources: Official issuer · 0 documents · 0 pages cited

Documents

No republished document is bound to this product. See the sources above for the evidence behind these terms.

Visa Unlimited Cash CardFulton Bank · N bank, DE · FDIC 7551

Rates and fees