Credit Rewards MastercardGenisys Credit Union · state credit union, MI · NCUA 68536
CurrentLast observed Oct 14, 2026Official issuerCredit card · Consumer · MastercardNetwork stated on issuer websiteFiled as “Genisys Credit Rewards Mastercard®”
Purchase APR
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Balance transfer
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Cash advance APR
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Foreign fee
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Grace period
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Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchases | — | no source read | |
| APR for balance transfers | — | no source read | |
| APR for cash advances | — | no source read | |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | — | no source read | |
| Annual fee | No annual feeGENISYS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “No annual fee”GENISYS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees | |||
| Cash advance | — | no source read | |
| Balance transfer | — | no source read | |
| Foreign transaction | — | no source read | |
| Penalty fees | |||
| Late payment | — | no source read | |
| Returned payment | — | no source read | |
| Purchase rewardsNot disclosed | 1 point per $1. See source conditions for eligible purchases.GENISYS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Every time you sign for transactions you earn 1 point for every $1 you spend, redeemable for travel, merchandise, gift cards, and much more”GENISYS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Rewards conditionsPurchase rewards | Point posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. Every time you sign for transactions you earn 1 point for every $1 you spend, redeemable for travel, merchandise, gift cards, and much moreGENISYS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Every time you sign for transactions you earn 1 point for every $1 you spend, redeemable for travel, merchandise, gift cards, and much more”GENISYS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |