Georgia United Credit UnionVISA PLATINUMRegistry illustration · issuer artwork unavailable
VISA PLATINUMGeorgia United Credit Union · state credit union, GA · NCUA 68607
CurrentLast observed Oct 14, 2026Official issuerCredit card · Consumer · VisaNetwork stated on issuer website
Purchase APR
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Balance transfer
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Cash advance APR
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Grace period
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Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchases | — | no source read | |
| APR for balance transfers | — | no source read | |
| APR for cash advances | — | no source read | |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | — | no source read | |
| Minimum interest charge | $0GEORGIA UNITED · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “None”GEORGIA UNITED · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Annual fee | No annual fee*GEORGIA UNITED · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “$0 Annual Fee**”GEORGIA UNITED · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees | |||
| Cash advance | — | no source read | |
| Balance transfer | — | no source read | |
| Foreign transaction | 1% of the amount, 1.00% of each transaction in U.S. dollarsGEORGIA UNITED · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “1.00% of each transaction in U.S. dollars”GEORGIA UNITED · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Penalty fees | |||
| Late payment | $25, maximum $25, $25.00 or the amount of the required minimum payment, whichever is less, if you are 10 or more days late in making a payment.GEORGIA UNITED · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “$25.00 or the amount of the required minimum payment, whichever is less, if you are 10 or more days late in making a payment.”GEORGIA UNITED · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Returned payment | — | no source read | |