Skip to content
Banking RegistryReal data. Clear answers.Data as of Oct 15, 2026
Banking RegistryReal data. Clear answers.
Goldenwest Credit UnionBusiness Visa Cashback Credit CardRegistry illustration · issuer artwork unavailable

Business Visa Cashback Credit CardGoldenwest Credit Union · federal credit union, ID · NCUA 24693

CurrentLast observed Oct 15, 2026Official issuerCredit card · Business · VisaNetwork stated on issuer website
Download JSONAdd to compare
Purchase APR
—
Balance transfer
—
Cash advance APR
—
Annual fee
No annual fee
a year
Foreign fee
$0
Grace period
—

Rates and fees

Product terms with exact source passages
TermValueAs printed in the sourceSource
APR for purchases—no source read
APR for balance transfers—no source read
APR for cash advances—no source read
Penalty APRafter a late or returned payment—no source read
Paying interestgrace period on new purchases—no source read
Minimum interest charge$0GOLDENWEST · Page Capture Oct 15, 2026 · Captured Oct 15, 2026“None”GOLDENWEST · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
Annual feeNo annual feeGOLDENWEST · Page Capture Oct 13, 2026 · Captured Oct 13, 2026“No annual fee”GOLDENWEST · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Transaction fees
Cash advance1.50% of the amount, 1.50%GOLDENWEST · Page Capture Oct 15, 2026 · Captured Oct 15, 2026“1.50%”GOLDENWEST · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
Balance transfer$0, NoneGOLDENWEST · Page Capture Oct 15, 2026 · Captured Oct 15, 2026“None”GOLDENWEST · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
Foreign transaction$0, NoneGOLDENWEST · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“None”GOLDENWEST · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Penalty fees
Late paymentup to $22 — $22GOLDENWEST · Page Capture Oct 15, 2026 · Captured Oct 15, 2026“$22”GOLDENWEST · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
Returned payment$22, $22.00GOLDENWEST · Page Capture Oct 15, 2026 · Captured Oct 15, 2026“$22.00”GOLDENWEST · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
Other fees
Documentation$5, $5.00GOLDENWEST · Page Capture Oct 15, 2026 · Captured Oct 15, 2026“$5.00”GOLDENWEST · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
Expedited deliveryup to $55 — $55.00GOLDENWEST · Page Capture Oct 15, 2026 · Captured Oct 15, 2026“$55.00”GOLDENWEST · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
Over limit$0, NoneGOLDENWEST · Page Capture Oct 15, 2026 · Captured Oct 15, 2026“None”GOLDENWEST · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
Purchase transaction$0, NoneGOLDENWEST · Page Capture Oct 15, 2026 · Captured Oct 15, 2026“None”GOLDENWEST · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
Replacement card$5, $5.00GOLDENWEST · Page Capture Oct 15, 2026 · Captured Oct 15, 2026“$5.00”GOLDENWEST · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
Cash back1.50% cash back. Payment timing is not disclosed. 1.5% cashback on all purchases, deposited quarterlyGOLDENWEST · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“1.5% cashback on all purchases, deposited quarterly”GOLDENWEST · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Cash back1.50% cash back. Payment timing is not disclosed. 1.5% cashback on all purchases, deposited quarterlyGOLDENWEST · Page Capture Oct 13, 2026 · Captured Oct 13, 2026“1.5% cashback on all purchases, deposited quarterly”GOLDENWEST · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Cash signup bonus$250 cash award. After $5,000 in qualifying purchases. Purchases must qualify within 90 days of account opening. Payment timing is not disclosed. Receive $250 extra cash back when you spend $5,000 in the first 90 days after opening a new Business Visa Cash Back Credit Card. One offer per business account/EIN number. This offer is available on new Business Visa Cash Back Credit Card. Offer excludes consumer credit cards. Other conditions and eligibility requirements may apply. Equal Opportunity Lender.GOLDENWEST · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“Receive $250 extra cash back when you spend $5,000 in the first 90 days after opening a new Business Visa Cash Back Credit Card. One offer per business account/EIN number. This offer is available on new Business Visa Cash Back Credit Card. Offer excludes consumer credit cards. Other conditions and eligibility requirements may apply. Equal Opportunity Lender.”GOLDENWEST · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website