Hanmi BankSmart Business Rewards CardRegistry illustration · issuer artwork unavailable
Smart Business Rewards CardHanmi Bank · NM bank, CA · FDIC 24170
Last observed Oct 16, 2026Official issuerCredit card · Business
Purchase APR
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Balance transfer
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Cash advance APR
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Annual fee
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Foreign fee
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Grace period
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Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchases | — | no source read | |
| APR for balance transfers | — | no source read | |
| APR for cash advances | — | no source read | |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | — | no source read | |
| Annual fee | — | no source read | |
| Transaction fees | |||
| Cash advance | — | no source read | |
| Balance transfer | — | no source read | |
| Foreign transaction | — | no source read | |
| Penalty fees | |||
| Late payment | — | no source read | |
| Returned payment | — | no source read | |
| Signup bonuspoints award | 20,000 points. Spend $500 on eligible purchases. Qualify within 90 days after account opening. Award posting timing is not disclosed. Offer expiration not disclosed. 계좌 개설 후 90일 이내 자격 조건을 갖춘 $500 이상 사용 시 20,000 보너스 포인트 적립Hanmi Bank · Page Capture Oct 16, 2026 · Captured Oct 16, 2026 | “계좌 개설 후 90일 이내 자격 조건을 갖춘 $500 이상 사용 시 20,000 보너스 포인트 적립”Hanmi Bank · Page Capture Oct 16, 2026 · Captured Oct 16, 2026 | Website |