Member Name:
Interest Rate and Interest Charges
Annual Percentage Rate (APR) For Purchases VISA Low Rate Platinum:
______
After that Your APR will be: with the market based on the Prime Rate.
___
VISA Share Secured:
______
After that Your APR will be:
__
VISA Signature:
____
After that Your APR will be: the market based on the Prime Rate.
__
VISA Dress For Success:
___
VISA Youth:
CREDIT CARD ACCOUNT AGREEMENT AND FEDERAL DISCLOSURE STATEMENT
THIS IS YOUR CREDIT CARD ACCOUNT AGREEMENT AND IT INCLUDES NECESSARY FEDERAL TRUTH-IN-LENDING DISCLOSURE STATEMENTS, VISA LOW RATE PLATINUM, VISA SHARE SECURED, VISA SIGNATURE, VISA DRESS FOR SUCCESS, VISA YOUTH AND VISA CASH BACK AGREEMENTS, AND ANY SPECIAL INSTRUCTIONS REGARDING THE USE OF YOUR VISA LOW RATE PLATINUM, VISA SHARE SECURED, VISA SIGNATURE, VISA DRESS FOR SUCCESS, VISA YOUTH AND/OR VISA CASH BACK CREDIT CARD, AND/OR ANY OTHER ACCOUNT ACCESS DEVICE. PLEASE BE CERTAIN TO READ THIS AGREEMENT CAREFULLY AND NOTIFY US AT ONCE IF ANY PARTS ARE UNCLEAR.
Account Number:
Application Number:
% Introductory APR for 6 months.
_%
. This APR will change
% Introductory APR for 6 months.
____%
__%
Introductory APR for 6 months.
____% .
This APR will change with
_%
_%
__
After that Your APR will be:
VISA Cash Back:
_
After that Your APR will be: the market based on the Prime Rate.
_
VISA Low Rate Platinum:
_____
Introductory APR for 6 months.
____
_ _%
_____%
Introductory APR for 6 months.
_____% .
This APR will change with
___% Introductory APR for 12 months.
After that, Your APR will be ____ ____% . This APR will change with the market based on the Prime Rate.
VISA Share Secured:
_
After that, Your APR will be
VISA Signature:
_
_______% Introductory APR for 12 months.
______% .
_______% Introductory APR for 12 months.
After that, Your APR will be __ ______% . This APR will change with the market based on the Prime Rate.
VISA Dress For Success:
VISA Youth:
__
VISA Cash Back:
_
After that, Your APR will be market based on the Prime Rate.
_____%
_______% Introductory APR for 12 months.
______% . This APR will change with the
______%
__
SEE PAGE 2 For More Important Information Regarding Your Account
___
APR For Balance Transfers
__