Heritage Grove Credit UnionCash-Back VISA® Credit CardRegistry illustration · issuer artwork unavailable
Cash-Back VISA® Credit CardHeritage Grove Credit Union · federal credit union, OR · NCUA 16113
CurrentLast observed Oct 14, 2026Official issuerCredit card · Consumer · VisaNetwork stated on issuer website
Purchase APR
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Balance transfer
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Cash advance APR
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Foreign fee
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Grace period
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Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchases | — | no source read | |
| APR for balance transfers | — | no source read | |
| APR for cash advances | — | no source read | |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | — | no source read | |
| Annual fee | instead and start making some cash. You’ll earn 1.00% to 1.50% cash back on every purchase¹, depending on the accounts you have with Heritage Grove. The cash back deposited directly to your Heritage Grove savings account each month will be based on all purchases made the prior calendar month. There’s no annual fee or maximum on cash back you can receive – so you can earn as much cash back as you like.HERITAGE GROVE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “instead and start making some cash. You’ll earn 1.00% to 1.50% cash back on every purchase¹, depending on the accounts you have with Heritage Grove. The cash back deposited directly to your Heritage Grove savings account each month will be based on all purchases made the prior calendar month. There’s no annual fee or maximum on cash back you can receive – so you can earn as much cash back as you …”HERITAGE GROVE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees | |||
| Cash advance | — | no source read | |
| Balance transfer | — | no source read | |
| Foreign transaction | — | no source read | |
| Penalty fees | |||
| Late payment | — | no source read | |
| Returned payment | — | no source read | |
| Cash back | 1% cash back; up to 1.50% when conditions are met. Payment timing is not disclosed. instead and start making some cash. You’ll earn 1.00% to 1.50% cash back on every purchase¹, depending on the accounts you have with Heritage Grove. The cash back deposited directly to your Heritage Grove savings account each month will be based on all purchases made the prior calendar month. There’s no annual fee or maximum on cash back you can receive – so you can earn as much cash back as you like.HERITAGE GROVE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “instead and start making some cash. You’ll earn 1.00% to 1.50% cash back on every purchase¹, depending on the accounts you have with Heritage Grove. The cash back deposited directly to your Heritage Grove savings account each month will be based on all purchases made the prior calendar month. There’s no annual fee or maximum on cash back you can receive – so you can earn as much cash back as you …”HERITAGE GROVE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cashback qualificationsCash back | . Offer subject to change without notice. Members who sign up for our Cash-Back VISA® Credit Card Program, but who do not have other Heritage Grove loan or checking products, will earn 1.00% cash back on all purchases made during a calendar month. Members who sign up for our Cash-Back VISA® Credit Card Program who also have a second Heritage Grove loan product will earn 1.25% cash back on all purchases. Members who sign up for our Cash-Back VISA® Credit Card Program who also have an active Heritage Grove Checking Account will earn 1.50% cash back on purchases. Click here for the program terms and conditions.HERITAGE GROVE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “. Offer subject to change without notice. Members who sign up for our Cash-Back VISA® Credit Card Program, but who do not have other Heritage Grove loan or checking products, will earn 1.00% cash back on all purchases made during a calendar month. Members who sign up for our Cash-Back VISA® Credit Card Program who also have a second Heritage Grove loan product will earn 1.25% cash back on all pur…”HERITAGE GROVE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |