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Banking RegistryReal data. Clear answers.Data as of Oct 14, 2026
Banking RegistryReal data. Clear answers.
Artwork source · Intouch Credit Union ↗

connect! Credit Card MastercardIntouch Credit Union · state credit union, MI · NCUA 68505

CurrentLast observed Oct 14, 2026Source date Oct 13, 2026Official issuerCredit card · Consumer · MastercardNetwork stated on issuer website
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Purchase APR
—
Balance transfer
0% for 6 mo
then 10.75%–17.75%
Cash advance APR
—
Annual fee
Connect 1.75 rewards points for every $1 spent and also enjoy no annual fee.
a year
Foreign fee
—
Grace period
—

Rates and fees

Product terms with exact source passages
TermValueAs printed in the sourceSource
APR for purchases—no source read
APR for balance transfersintroductory rate first
Introductory, 6 months0%INTOUCH · Page Capture Oct 13, 2026 · Captured Oct 13, 2026“0% APR”INTOUCH · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
After10.75%–17.75% variableINTOUCH · Page Capture Oct 13, 2026 · Captured Oct 13, 2026“After introductory period expires, a variable APR rate of 10.75% - 17.75% will apply, based on creditworthiness. Balance Transfer”INTOUCH · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
APR for cash advances—no source read
Penalty APRafter a late or returned payment—no source read
Paying interestgrace period on new purchases—no source read
Annual feeConnect 1.75 rewards points for every $1 spent and also enjoy no annual fee.INTOUCH · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“Connect 1.75 rewards points for every $1 spent and also enjoy no annual fee.”INTOUCH · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Transaction fees
Cash advance—no source read
Balance transfer—no source read
Foreign transaction—no source read
Penalty fees
Late payment—no source read
Returned payment—no source read
APR qualificationsBalance transfer · Introductory for 6 Months Balance Transfer SpecialINTOUCH · Page Capture Oct 13, 2026 · Captured Oct 13, 2026“for 6 Months Balance Transfer Special”INTOUCH · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
APR qualificationsBalance transfer · RegularAfter introductory period expires, a variable APR rate of 10.75% - 17.75% will apply, based on creditworthiness. Balance Transfer INTOUCH · Page Capture Oct 13, 2026 · Captured Oct 13, 2026“After introductory period expires, a variable APR rate of 10.75% - 17.75% will apply, based on creditworthiness. Balance Transfer”INTOUCH · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Purchase rewardsNot disclosed1.75 points per $1. See source conditions for eligible purchases.INTOUCH · Page Capture Oct 13, 2026 · Captured Oct 13, 2026“cardholders earning 1.75 points per $1 spent”INTOUCH · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Purchase rewardsNot disclosed1.75 points per $1. See source conditions for eligible purchases.INTOUCH · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“Connect 1.75 rewards points for every $1 spent and also enjoy no annual fee.”INTOUCH · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Rewards conditionsPurchase rewardsPoint posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. cardholders earning 1.75 points per $1 spentINTOUCH · Page Capture Oct 13, 2026 · Captured Oct 13, 2026“cardholders earning 1.75 points per $1 spent”INTOUCH · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Rewards source conditionsPurchase rewardsPlease note that you must enroll in uChoose Rewards to earn pointsINTOUCH · Page Capture Oct 13, 2026 · Captured Oct 13, 2026“Please note that you must enroll in uChoose Rewards to earn points”INTOUCH · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Rewards source conditionsPurchase rewardsTo earn points, cards must be enrolled in uChoose Rewards and expenses must be paid using either an ITCU debit or rewards credit card. (Electronic payments paid through a checking account do not qualify.)INTOUCH · Page Capture Oct 13, 2026 · Captured Oct 13, 2026“To earn points, cards must be enrolled in uChoose Rewards and expenses must be paid using either an ITCU debit or rewards credit card. (Electronic payments paid through a checking account do not qualify.)”INTOUCH · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Rewards conditionsPurchase rewardsPoint posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. Connect 1.75 rewards points for every $1 spent and also enjoy no annual fee.INTOUCH · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“Connect 1.75 rewards points for every $1 spent and also enjoy no annual fee.”INTOUCH · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website