Iowa Trust and Savings BankVisa SignatureRegistry illustration · issuer artwork unavailable
Visa SignatureIowa Trust and Savings Bank · NM bank, IA · FDIC 1547
CurrentLast observed Oct 3, 2026Source date Oct 3, 2026Official issuerCredit card · Consumer · Visa
Purchase APR
—
Balance transfer
—
Cash advance APR
—
Foreign fee
—
Grace period
Not disclosed
Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchases | — | no source read | |
| APR for balance transfers | — | no source read | |
| APR for cash advances | — | no source read | |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | Not disclosed | no source read | |
| Annual fee | : No annual Fee. Unlimited 1.5x points on every net dollar spent, every day. ¹Iowa Trust and Savings Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | “: No annual Fee. Unlimited 1.5x points on every net dollar spent, every day. ¹”Iowa Trust and Savings Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Transaction fees | |||
| Cash advance | — | no source read | |
| Balance transfer | — | no source read | |
| Foreign transaction | — | no source read | |
| Penalty fees | |||
| Late payment | — | no source read | |
| Returned payment | — | no source read | |
| Qualifying purchasesNot disclosed | 1.5 points per $1. See source conditions for eligible purchases.Iowa Trust and Savings Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | “: No annual Fee. Unlimited 1.5x points on every net dollar spent, every day. ¹”Iowa Trust and Savings Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Rewards conditionsQualifying purchases | Point posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. : No annual Fee. Unlimited 1.5x points on every net dollar spent, every day. ¹Iowa Trust and Savings Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | “: No annual Fee. Unlimited 1.5x points on every net dollar spent, every day. ¹”Iowa Trust and Savings Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Rewards source conditionsQualifying purchases | ¹ In order to access rewards, your account must be open and in good standing.Iowa Trust and Savings Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | “¹ In order to access rewards, your account must be open and in good standing.”Iowa Trust and Savings Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |