Iq Credit UnionVISA Signature Credit CardRegistry illustration · issuer artwork unavailable
VISA Signature Credit CardIq Credit Union · state credit union, OR · NCUA 60438
CurrentLast observed Aug 23, 2026Source date Aug 23, 2026Official issuerCredit card · Consumer
Purchase APR
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Foreign fee
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Grace period
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Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchases | — | no source read | |
| APR for balance transfers | 10.24%–16.24% variableIQ · Page Capture Aug 23, 2026 · Captured Aug 23, 2026 | “10.24% to 16.24% when you open your account, based on your creditworthiness. After that, your APR will vary with the market based on the Prime Rate.”IQ · Page Capture Aug 23, 2026 · Captured Aug 23, 2026 | p. 1 |
| APR for cash advances | 10.24%–16.24% variableIQ · Page Capture Aug 23, 2026 · Captured Aug 23, 2026 | “10.24% to 16.24% when you open your account, based on your creditworthiness. After that, your APR will vary with the market based on the Prime Rate.”IQ · Page Capture Aug 23, 2026 · Captured Aug 23, 2026 | p. 1 |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | — | no source read | |
| Annual fee | $49IQ · Page Capture Aug 23, 2026 · Captured Aug 23, 2026 | “$49”IQ · Page Capture Aug 23, 2026 · Captured Aug 23, 2026 | p. 1 |
| Transaction fees | |||
| Cash advance | — | no source read | |
| Balance transfer | — | no source read | |
| Foreign transaction | — | no source read | |
| Penalty fees | |||
| Late payment | — | no source read | |
| Returned payment | — | no source read | |