myRewards Business VisaIthink Financial Credit Union · state credit union, FL · NCUA 68663
CurrentLast observed Oct 13, 2026Official issuerCredit card · Business · VisaNetwork stated on issuer website
Purchase APR
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Balance transfer
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Cash advance APR
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Annual fee
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Foreign fee
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Grace period
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Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchases | — | no source read | |
| APR for balance transfers | — | no source read | |
| APR for cash advances | — | no source read | |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | — | no source read | |
| Annual fee | — | no source read | |
| Transaction fees | |||
| Cash advance | — | no source read | |
| Balance transfer | — | no source read | |
| Foreign transaction | — | no source read | |
| Penalty fees | |||
| Late payment | — | no source read | |
| Returned payment | — | no source read | |
| Opening conditions | Please Note: iTHINK Financial does not lend outside of the continental United States.ITHINK FINANCIAL · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “Please Note: iTHINK Financial does not lend outside of the continental United States.”ITHINK FINANCIAL · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Opening conditions | Contact our Member Business Lending Adviser at 800.873.5100, ext. 4772 or businessloans@ithinkfi.org for more information on the rates, terms, fees and conditions that may apply. All commercial loans are subject to credit approval. iTHINK Financial membership and a business deposit account relationship are required for a business loan. iTHINK Financial Membership required. The rate you receive may be based on your credit history and other factors. The loan rate may be adjusted on a monthly basis, depending on changes in the Prime Rate. Other restrictions may apply. For details on the Business Checking that’s Federally insured by NCUA, please refer to a Business Account Disclosure. iTHINK Financial is an Equal Housing Lender.ITHINK FINANCIAL · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “Contact our Member Business Lending Adviser at 800.873.5100, ext. 4772 or businessloans@ithinkfi.org for more information on the rates, terms, fees and conditions that may apply. All commercial loans are subject to credit approval. iTHINK Financial membership and a business deposit account relationship are required for a business loan. iTHINK Financial Membership required. The rate you receive ma…”ITHINK FINANCIAL · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Qualifying purchasesNot disclosed | 1 point per $1. See source conditions for eligible purchases.ITHINK FINANCIAL · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “Earn up to 1% cash back rewards card—1 point for every $1 spent on qualifying purchases. (Balance transfers and cash advances excluded)”ITHINK FINANCIAL · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Promotional qualifying purchasesNot disclosed | 2 points per $1. See source conditions for eligible purchases.ITHINK FINANCIAL · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “That’s 2 points for every $1 you spend!”ITHINK FINANCIAL · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Rewards conditionsQualifying purchases | Point posting timing is not disclosed. Point expiration is not disclosed. Redemption options: Cash Back. Earn up to 1% cash back rewards card—1 point for every $1 spent on qualifying purchases. (Balance transfers and cash advances excluded)ITHINK FINANCIAL · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “Earn up to 1% cash back rewards card—1 point for every $1 spent on qualifying purchases. (Balance transfers and cash advances excluded)”ITHINK FINANCIAL · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Rewards conditionsPromotional qualifying purchases | Point posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. That’s 2 points for every $1 you spend!ITHINK FINANCIAL · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “That’s 2 points for every $1 you spend!”ITHINK FINANCIAL · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Rewards source conditionsPromotional qualifying purchases | Whether you’re picking up snacks for the big game, feeding the family, or stocking up for the week, your grocery trip can earn you even more. From September 1–October 31, 2026, earn 2X points® when you use your iTHINK Financial myRewards Signature Visa® and myRewards Business Visa® Credit Cards on eligible purchases at:ITHINK FINANCIAL · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “Whether you’re picking up snacks for the big game, feeding the family, or stocking up for the week, your grocery trip can earn you even more. From September 1–October 31, 2026, earn 2X points® when you use your iTHINK Financial myRewards Signature Visa® and myRewards Business Visa® Credit Cards on eligible purchases at:”ITHINK FINANCIAL · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Rewards source conditionsPromotional qualifying purchases | Grocery Stores and SupermarketsITHINK FINANCIAL · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “Grocery Stores and Supermarkets”ITHINK FINANCIAL · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Rewards source conditionsPromotional qualifying purchases | Wholesale Clubs (Costco®, Sam’s Club®, BJ’s Wholesale Club®)ITHINK FINANCIAL · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “Wholesale Clubs (Costco®, Sam’s Club®, BJ’s Wholesale Club®)”ITHINK FINANCIAL · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Rewards source conditionsPromotional qualifying purchases | Eligible Discount Stores, including Walmart® and Target®ITHINK FINANCIAL · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “Eligible Discount Stores, including Walmart® and Target®”ITHINK FINANCIAL · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |