Joplin Metro Credit UnionSECURED VISARegistry illustration · issuer artwork unavailable
SECURED VISAJoplin Metro Credit Union · state credit union, MO · NCUA 64691
CurrentLast observed Aug 31, 2026Source date Dec 31, 2025Government datasetCredit card · Consumer · securedFiled as “JOPLIN METRO CREDIT UNION SECURED VISA”
Balance transfer
—
Foreign fee
Grace period
30 days
from cycle close
Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchasesintroductory rate first | |||
| Introductory | NoneConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | — | Website |
| 15.90%Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | — | Website | |
| APR for balance transfers | NoneConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | — | Website |
| APR for cash advances | 15.90%Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | — | Website |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | 30 days from the close of each billing cycle | — | — |
| How we calculate your balance | Average daily balance including new purchases | — | — |
| Annual fee | $0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | — | Website |
| Transaction fees | |||
| Cash advance | $0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | — | Website |
| Balance transfer | $0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | — | Website |
| Foreign transaction | $0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | — | Website |
| Penalty fees | |||
| First late fee | You will be charged a fee if You are 15 days or more late in making a payment. If Your minimum periodic payment is $25.00 or less, You will be charged a fee of 5.00% of the minimum payment, not to exceed $5.00. If Your minimum periodic payment is more thaConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | — | Website |
| Returned payment | — | no source read | |
| Other fees | |||
| RETURNED PAYMENT FEE | $25, $25.00 or the amount of the required minimum payment, whichever is lessConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | — | Website |
| Over limit | $0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | — | Website |
| Purchase transaction | $0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | — | Website |