JSC Credit UnionVISARegistry illustration · issuer artwork unavailable

VISAJSC Credit Union · federal credit union, TX · NCUA 14762

CurrentLast observed Aug 23, 2026Official issuerCredit card · Consumer

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Purchase APR

—

Balance transfer

—

Cash advance APR

—

Annual fee

p.1none

Foreign fee

p.1of the amount

Grace period

—

Product terms with exact source passages
Term	Value	As printed in the source	Source
APR for purchases	—	no source read
APR for balance transfers	—	no source read
APR for cash advances	—	no source read
Penalty APRafter a late or returned payment	—	no source read
Paying interestgrace period on new purchases	—	no source read
Annual fee	$0JSC · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	“None”JSC · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	p. 1
Transaction fees
Cash advance	—	no source read
Balance transfer	—	no source read
Foreign transaction	1% of the amountJSC · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	“1.00% of each transaction in U.S. dollars”JSC · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	p. 1
Penalty fees
Late payment	$0JSC · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	“None”JSC · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	p. 1
Returned payment	—	no source read

Sources and dates

Contractual terms come from retained issuer disclosures. Historical cohort statistics come from the CFPB survey and do not change the issuer's terms.

Issuer disclosures and source details

Exact passages support the published terms or show additional details that remain unresolved.

JSC
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“None”
No public source address
JSC
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“None”
No public source address
JSC
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“None”
No public source address
JSC
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“None”
No public source address
JSC
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“None”
No public source address
JSC
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“1.00% of each transaction in U.S. dollars”
No public source address
JSC
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“1.00% of each transaction in U.S. dollars”
No public source address
JSC
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“1.00% of each transaction in U.S. dollars”
No public source address
JSC
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“1.00% of each transaction in U.S. dollars”
No public source address
JSC
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“1.00% of each transaction in U.S. dollars”
No public source address
JSC
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“None”
No public source address
JSC
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“None”
No public source address
JSC
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“None”
No public source address
JSC
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“None”
No public source address
JSC
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“None”
No public source address
JSC
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“Your due date is at least 25 days after the close of each billing cycle. We will not charge You any interest on purchases or balance transfers if You pay Your entire balance by the due date each month. We will begin charging interest on cash advances on the transaction date.”
Additional source detail; structured values remain unknown. This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.
No public source address
JSC
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“Your due date is at least 25 days after the close of each billing cycle. We will not charge You any interest on purchases or balance transfers if You pay Your entire balance by the due date each month. We will begin charging interest on cash advances on the transaction date.”
Additional source detail; structured values remain unknown. This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.
No public source address
JSC
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“Your due date is at least 25 days after the close of each billing cycle. We will not charge You any interest on purchases or balance transfers if You pay Your entire balance by the due date each month. We will begin charging interest on cash advances on the transaction date.”
Additional source detail; structured values remain unknown. This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.
No public source address
JSC
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“Your due date is at least 25 days after the close of each billing cycle. We will not charge You any interest on purchases or balance transfers if You pay Your entire balance by the due date each month. We will begin charging interest on cash advances on the transaction date.”
Additional source detail; structured values remain unknown. This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.
No public source address
JSC
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“Your due date is at least 25 days after the close of each billing cycle. We will not charge You any interest on purchases or balance transfers if You pay Your entire balance by the due date each month. We will begin charging interest on cash advances on the transaction date.”
Additional source detail; structured values remain unknown. This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.
No public source address

History

dates on sources or when they were captured

Aug 23, 2026: Annual fee, Foreign transaction fee, Late payment fee

Offered through: JSC Credit Union
Legal issuer: Not established by retained evidence
Regulator: NCUA charter 14762
Branches: 22 in TX
Sources: Official issuer · 0 documents · 0 pages cited

Documents

No republished document is bound to this product. See the sources above for the evidence behind these terms.

VISAJSC Credit Union · federal credit union, TX · NCUA 14762

Rates and fees