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Kemba Credit UnionGCFCU VISARegistry illustration · issuer artwork unavailable

GCFCU VISAKemba Credit Union · state credit union, IN · NCUA 61810

Terms not observedCredit card · Consumer

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Purchase APR

—

Balance transfer

—

Cash advance APR

—

Annual fee

—

Foreign fee

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Grace period

—

Product terms with exact source passages
Term	Value	As printed in the source	Source
APR for purchases	—	no source read
APR for balance transfers	—	no source read
APR for cash advances	—	no source read
Penalty APRafter a late or returned payment	—	no source read
Paying interestgrace period on new purchases	—	no source read
Annual fee	—	no source read
Transaction fees
Cash advance	—	no source read
Balance transfer	—	no source read
Foreign transaction	—	no source read
Penalty fees
Late payment	—	no source read
Returned payment	—	no source read

ADA_077432920_CreditCardDisclosure.4.2026pdf-257110page 1 of 6

KEMBA CREDIT UNION, INC. 5600 CHAPPELL CROSSING BLVD. WEST CHESTER, OH 45069 (800) 825-3622 · FAX (513) 762-1619

Interest Rate and Interest Charges

Annual Percentage Rate (APR) For Purchases

Annual Percentage Rate (APR) For Balance Transfers

Annual Percentage Rate (APR) For Cash Advances

Paying Interest

For Credit Card Tips from the Consumer Financial Protection Bureau

Fees

Annual Fee

Transaction Fees

Foreign Transaction

Balance Transfer

Cash Advance

VISA:

This APR will vary with the market based on the Prime Rate.

_______%

VISA Gold:

This APR will vary with the market based on the Prime Rate.

_______%

VISA Platinum:

GCFCU VISA:

_______%

_______%

VISA:

This APR will vary with the market based on the Prime Rate.

_______%

VISA Gold:

This APR will vary with the market based on the Prime Rate.

_______%

VISA Platinum:

GCFCU VISA:

_______%

_______%

VISA:

This APR will vary with the market based on the Prime Rate.

_______%

VISA Gold:

_______%

This APR will vary with the market based on the Prime Rate.

VISA Platinum:

GCFCU VISA:

_______%

_______%

We will not charge You interest on purchases if You pay Your entire balance owed each month within 25 days of Your statement closing date. We will begin charging interest on cash advances and balance transfers on the transaction date.

To learn more about factors to consider when applying for or using a Credit Card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.

For Share Secured VISA, $25.00

00% of each transaction in U.S. dollars.

00% of each transfer ( $2.00 minimum $50.00 maximum).

00% of each advance ( $2.00 minimum $50.00 maximum).

CREDIT CARD AGREEMENT AND DISCLOSURE STATEMENT

THIS IS YOUR CREDIT CARD AGREEMENT AND IT INCLUDES NECESSARY FEDERAL TRUTHIN-LENDING DISCLOSURE STATEMENTS, VISA, SHARE SECURED VISA, VISA PLATINUM, VISA GOLD, AND GCFCU VISA AGREEMENTS, AND ANY SPECIAL INSTRUCTIONS REGARDING THE USE OF YOUR VISA, SHARE SECURED VISA, VISA GOLD, VISA PLATINUM, AND GCFCU VISA CREDIT CARDS AND/OR OTHER ACCOUNT ACCESS DEVICE. PLEASE BE CERTAIN TO READ THIS AGREEMENT CAREFULLY AND NOTIFY US AT ONCE IF ANY PARTS ARE UNCLEAR.

SEE TOP OF PAGE 2 for more important information about Your Account

Share Secured VISA:

Share Secured VISA:

Share Secured VISA:

_______%

_______%

_______%

1 2 3 4 5 6No page of this document is cited by this card

Archived Aug 23, 2026Open full document

Sources and dates

Contractual terms come from retained issuer disclosures. Historical cohort statistics come from the CFPB survey and do not change the issuer's terms.

No source metadata was published for this offer.

History

dates on sources or when they were captured

No source date is recorded for this product's terms.

Offered through: Kemba Credit Union
Legal issuer: Not established by retained evidence
Regulator: NCUA charter 61810
Branches: 15 in IN, KY, OH
Sources: No source is published for this product

Documents

ADA_077432920_CreditCardDisclosure.4.2026pdf-257110effective date not parsedName declaration: GCFCU VISA · page 2