Kinecta Credit UnionMyPowerRegistry illustration · issuer artwork unavailable
MyPowerKinecta Credit Union · federal credit union, CA · NCUA 4142
CurrentLast observed Oct 15, 2026Source date Oct 15, 2026Official issuerCredit card · Consumer
Purchase APR
Balance transfer
—
Cash advance APR
Foreign fee
—
Grace period
—
Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchases | 11.49%–18%KINECTA · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | “11.49% ‑ 18.00%”KINECTA · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |
| APR for balance transfers | — | no source read | |
| APR for cash advances | 13.49%–18%KINECTA · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | “13.49% ‑ 18.00%”KINECTA · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | — | no source read | |
| Annual fee | $0KINECTA · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | “$0”KINECTA · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |
| Transaction fees | |||
| Cash advance | — | no source read | |
| Balance transfer | — | no source read | |
| Foreign transaction | — | no source read | |
| Penalty fees | |||
| Late payment | — | no source read | |
| Returned payment | — | no source read | |
| APR qualificationsCash advance · Regular; Purchase · Regular | Credit card approval depends on creditworthiness and other qualifications. KINECTA · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | “Credit card approval depends on creditworthiness and other qualifications.”KINECTA · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |