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Banking RegistryReal data. Clear answers.Data as of Oct 14, 2026

VISA PLATINUMKnoxville TVA Employees Credit Union · state credit union, TN · NCUA 68085

CurrentLast observed Oct 14, 2026Source date Oct 14, 2026Official issuerCredit card · Consumer · VisaNetwork stated on issuer website
Purchase APR
Balance transfer
then 9.99%–18%
Cash advance APR
Annual fee
a year
Foreign fee
—
Grace period
—

Rates and fees

Product terms with exact source passages
TermValueAs printed in the sourceSource
APR for purchasesintroductory rate first
Introductory4.99%KNOXVILLE TVA EMPLOYEES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“4.99%”KNOXVILLE TVA EMPLOYEES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
9.99%–18%KNOXVILLE TVA EMPLOYEES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“9.99%”KNOXVILLE TVA EMPLOYEES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR for balance transfersintroductory rate first
Introductory4.99%KNOXVILLE TVA EMPLOYEES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“4.99%”KNOXVILLE TVA EMPLOYEES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
After9.99%–18%KNOXVILLE TVA EMPLOYEES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“9.99%”KNOXVILLE TVA EMPLOYEES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR for cash advances9.99%–18%KNOXVILLE TVA EMPLOYEES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“9.99%”KNOXVILLE TVA EMPLOYEES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Penalty APRafter a late or returned payment—no source read
Paying interestgrace period on new purchases—no source read
Annual feeZero Annual FeesKNOXVILLE TVA EMPLOYEES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“Zero Annual Fees”KNOXVILLE TVA EMPLOYEES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Transaction fees
Cash advance—no source read
Balance transfer—no source read
Foreign transaction—no source read
Penalty fees
Late payment—no source read
Returned payment—no source read
Other APRsoutside the standard boxes4.99%KNOXVILLE TVA EMPLOYEES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“4.99%”KNOXVILLE TVA EMPLOYEES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR qualificationsBalance transfer · Introductory; Cash advance · Introductory; Purchase · Introductory4.99%KNOXVILLE TVA EMPLOYEES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“4.99%”KNOXVILLE TVA EMPLOYEES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR qualificationsBalance transfer · Regular; Cash advance · Regular; Purchase · Regular9.99%KNOXVILLE TVA EMPLOYEES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“9.99%”KNOXVILLE TVA EMPLOYEES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website