Lighthouse Credit UnionAnchor & Anchor Secured VisaRegistry illustration · issuer artwork unavailable
Anchor & Anchor Secured VisaLighthouse Credit Union · federal credit union, ME · NCUA 24964
CurrentLast observed Aug 31, 2026Source date Dec 31, 2025Government datasetCredit card · Consumer · unsecured
Balance transfer
—
Grace period
25 days
from cycle close
Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchasesintroductory rate first | |||
| Introductory | NoneConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | — | Website |
| 12.49% variableConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | — | Website | |
| APR for balance transfers | NoneConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | — | Website |
| APR for cash advances | 12.49% variableConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | — | Website |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | 25 days from the close of each billing cycle | — | — |
| How we calculate your balance | Average daily balance including new purchases | — | — |
| Annual fee | $0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | — | Website |
| Transaction fees | |||
| Cash advance | $0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | — | Website |
| Balance transfer | $0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | — | Website |
| Foreign transaction | 1% of the amountConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | — | Website |
| Penalty fees | |||
| First late fee | Late fee after 5 days based on balance at time of Late Fee: Less than $10.00 = $0 $10.00-$5,000.00 = $10 $5,000.01-$10,000.00 = $20 $10,000.01+ = $25Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | — | Website |
| Returned payment | — | no source read | |
| Other fees | |||
| Debt Protection | $0.31, Cardholders may enroll in Debt Protection. The Program Fee: Rate per $100 of the Monthly Outstanding Loan Balance = $0.314.Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | — | Website |
| Over limit | $0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | — | Website |
| Purchase transaction | $0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | — | Website |
| Opening conditions | Credit Union membership requirements applicable.Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | — | Website |