Long Reach Credit UnionMaster CardRegistry illustration · issuer artwork unavailable
Master CardLong Reach Credit Union · federal credit union, WV · NCUA 22241
CurrentLast observed Aug 31, 2026Source date Dec 31, 2025Government datasetCredit card · Consumer · unsecured
Balance transfer
—
Foreign fee
Grace period
30 days
from cycle close
Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchasesintroductory rate first | |||
| Introductory | NoneConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | — | Website |
| 10.90%Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | — | Website | |
| APR for balance transfers | NoneConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | — | Website |
| APR for cash advances | 10.90%Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | — | Website |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | 30 days from the close of each billing cycle | — | — |
| Minimum interest charge | $0.50 | — | — |
| How we calculate your balance | Average daily balance including new purchases | — | — |
| Annual fee | $0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | — | Website |
| Transaction fees | |||
| Cash advance | $0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | — | Website |
| Balance transfer | $0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | — | Website |
| Foreign transaction | $0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | — | Website |
| Penalty fees | |||
| First late fee | $15Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | — | Website |
| Returned payment | — | no source read | |
| Other fees | |||
| Returned Payment Fee | $15, For all ACH returned payments made to the Master Card.Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | — | Website |
| Emergency Card Replacement Fee | $25, When a card has to be rushed delivered for emergency purposes.Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | — | Website |
| Over limit | $0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | — | Website |
| Purchase transaction | $0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | — | Website |
| Opening conditions | Has to be a member of our credit union, live, work or worship in our 4 Counties. Tyler, Ritchie, Dodridge, Pleasants CountyConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026 | — | Website |