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Banking RegistryReal data. Clear answers.Data as of Oct 14, 2026

Business Platinum MastercardMaine Community Bank · SI bank, ME · FDIC 17741

CurrentLast observed Oct 14, 2026Source date Oct 14, 2026Official issuerCredit card · Business · MastercardNetwork stated on issuer website
Purchase APR
—
Balance transfer
no ongoing rate filed
Cash advance APR
—
Annual fee
a year
Foreign fee
—
Grace period
—

Rates and fees

Product terms with exact source passages
TermValueAs printed in the sourceSource
APR for purchasesintroductory rate first0%Maine Community Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“0% intro APR the first six months of purchases; after that, a variable APR that is Prime +5.74% to Prime +13.74% applies, based on creditworthiness. The APR will not exceed 23.99%”Maine Community Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR for balance transfersintroductory rate first0%Maine Community Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“0% intro APR for the first 12 months on balance transfers made within the first 60 days of account opening”Maine Community Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR for cash advances—no source read
Penalty APRafter a late or returned payment—no source read
Paying interestgrace period on new purchases—no source read
Annual feeNo annual feeMaine Community Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“No annual fee”Maine Community Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Transaction fees
Cash advance—no source read
Balance transfer3% of the amount, minimum $10, For Business Platinum and Business Platinum Rewards, a balance transfer fee of 3%, minimum of $10, applies to all balance transfers. Balance transfers subject to available credit.Maine Community Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“For Business Platinum and Business Platinum Rewards, a balance transfer fee of 3%, minimum of $10, applies to all balance transfers. Balance transfers subject to available credit.”Maine Community Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Foreign transaction—no source read
Penalty fees
Late payment—no source read
Returned payment—no source read
APR qualificationsBalance transfer · Introductory0% intro APR for the first 12 months on balance transfers made within the first 60 days of account openingMaine Community Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“0% intro APR for the first 12 months on balance transfers made within the first 60 days of account opening”Maine Community Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR qualificationsPurchase · Introductory0% intro APR the first six months of purchases; after that, a variable APR that is Prime +5.74% to Prime +13.74% applies, based on creditworthiness. The APR will not exceed 23.99%Maine Community Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“0% intro APR the first six months of purchases; after that, a variable APR that is Prime +5.74% to Prime +13.74% applies, based on creditworthiness. The APR will not exceed 23.99%”Maine Community Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website