Max Credit UnionSMART REWARDS VISARegistry illustration · issuer artwork unavailable
SMART REWARDS VISAMax Credit Union · state credit union, AL · NCUA 68575
CurrentLast observed Oct 14, 2026Official issuerCredit card · Consumer
Purchase APR
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Balance transfer
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Cash advance APR
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Annual fee
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Foreign fee
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Grace period
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Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchases | — | no source read | |
| APR for balance transfers | — | no source read | |
| APR for cash advances | — | no source read | |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | — | no source read | |
| Annual fee | — | no source read | |
| Transaction fees | |||
| Cash advance | $0, Cash advances with no transaction feeMAX · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Cash advances with no transaction fee”MAX · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Balance transfer | — | no source read | |
| Foreign transaction | — | no source read | |
| Penalty fees | |||
| Late payment | — | no source read | |
| Returned payment | — | no source read | |
| RewardsNot disclosed | 1 point per $1. See source conditions for eligible purchases.MAX · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Earn 1 point* for every $1 spent”MAX · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Rewards conditionsRewards | Point posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. Earn 1 point* for every $1 spentMAX · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Earn 1 point* for every $1 spent”MAX · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Rewards source conditionsRewards | *Points can be viewed in and redeemed through the Member Rewards program in MAX online banking. MAX · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “*Points can be viewed in and redeemed through the Member Rewards program in MAX online banking.”MAX · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |