Unsecured

Merrick Bank · Consumer · Credit Card · Active

Verified structured record1 current field4 structured records

Official source Compare

Intro BT APR: Not captured; no accepted claim
Ongoing BT APR: Not captured; no accepted claim
Purchase APR: 29.95%–34.70%; as of Aug 31, 2026
Annual fee: $48; as of Aug 31, 2026
BT fee: Not captured; no accepted claim
Transfer window: Not captured; no accepted claim

Identity

Product type: Credit Card
Audience: Consumer
Lifecycle: Active
Identity verification: Verified
Security type: Not captured
Credit-limit range: Not captured
Public path: /cards/merrick-bank/unsecured
Registry ID: merrick-bank-34519-unsecured
Last captured: Aug 31, 2026

Family and editions

2 products

Family: Unsecured (this product heads the family)

Product	Relation	Purchase APR	Annual fee
Unsecured DYL	Sibling	29.95%–34.70%	$48

Organizations

1 roles

Role	Organization	Kind	Status
Customer Facing InstitutionPrimary	Merrick Bank	Bank	Active

APR terms

1 records

Term	Min	Max	Type	Duration	As of
Regular · Purchase	29.95%	34.70%	Variable · Prime	Not available	Aug 31, 2026

Fees

2 records

Fee	Amount	Frequency	Max	As of
Annual	$48	Annual	—	Aug 31, 2026
Balance Transfer	Not disclosed	Per Transaction	—	Aug 31, 2026

Balance-transfer policy

No accepted transfer policy. Not evidence that transfers are unavailable.

Availability & eligibility

0 records

No geography, membership, relationship, or business rule captured. Personal access never implies business access.

Application & bureau observations

0 records

No application route, prequalification route, or bureau observation captured.

Promotions & benefits

0 records

No accepted promotion or benefit record. Not evidence that none exist.

Version history

1 versions

Current: Unsecured; Aug 31, 2026 – present

Evidence

1 sources · 1 field records

Freshness: 1 current field
Stale fields: 0
Conflict notes: 0

Source	Kind	Locator	Verified
Consumer Financial Protection Bureau ↗	Government dataset	r2:official-registry/cfpb/card-plans/838d5752b320c14bf67900cc36ea27cb13918de3a5b7252eb32a7d8d7eb7a89d.json#/terms/raw?record=cfpb%3Atccp%3A2025-12-31%3Amerrick-bank%3Aunsecured&fields=Index,Purchase%20APR%20Index,Purchase%20APR%20max,Purchase%20APR%20min,Variable%20Rate%20Index	Aug 31, 2026

Field	Freshness	Conflict	Verified	Sources
Identityproducts.identity	Current	None	Aug 31, 2026	Consumer Financial Protection Bureau · Consumer Financial Protection Bureau · Government dataset

“Not captured” means the registry has no accepted claim for that field — it never means the term does not exist. Official disclosures and observed outcomes are labeled separately. Confirm terms with the issuer before applying.